Two step near field communication transactions
First Claim
1. A method, comprising:
- receiving information relating to a transfer by a near field communication (NFC) enabled data communication device of a sender;
detecting the device of the sender is within a first proximity to an NFC enabled data communication device of a recipient a first time;
in response to the detecting;
establishing a first NFC link between the device of the sender and the device of the recipient; and
transmitting information relating to the recipient from the device of the recipient to the device of the sender via the first NFC link;
detecting the device of the sender is within the first proximity to the device of the recipient a second time; and
in response to detecting the device of the sender is within the first proximity of the device of the recipient the second time;
establishing a second NFC link between the device of the sender and the device of the recipient;
in response to establishing the second NFC link, establishing a data communication link between the device of the sender and a third party service provider via a network; and
transmitting the information relating to the transfer and the information relating to the recipient directly from the device of the sender to the third party service provider via the network and thereby cause the service provider to transfer money from a funding account of the sender to a receiving account of the recipient.
2 Assignments
0 Petitions
Accused Products
Abstract
A two step method for transferring money from a sender to a recipient includes entering information relating to the transfer into a near field communication (NFC) enabled device of the sender. The device is then placed in contact with or close proximity to a recipient'"'"'s device a first time, causing the sender'"'"'s device to establish an NFC link between the two devices and to gather information relating to the recipient via the NFC link. The sender'"'"'s device is then placed in contact with or close proximity to the recipient'"'"'s device a second time, causing it to transmit the information relating to the transfer and the recipient to a third party service provider via another network, e.g., the Internet, thereby causing the service provider to transfer the money from an account of the sender to an account of the recipient.
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Citations
22 Claims
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1. A method, comprising:
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receiving information relating to a transfer by a near field communication (NFC) enabled data communication device of a sender; detecting the device of the sender is within a first proximity to an NFC enabled data communication device of a recipient a first time; in response to the detecting; establishing a first NFC link between the device of the sender and the device of the recipient; and transmitting information relating to the recipient from the device of the recipient to the device of the sender via the first NFC link; detecting the device of the sender is within the first proximity to the device of the recipient a second time; and in response to detecting the device of the sender is within the first proximity of the device of the recipient the second time; establishing a second NFC link between the device of the sender and the device of the recipient; in response to establishing the second NFC link, establishing a data communication link between the device of the sender and a third party service provider via a network; and transmitting the information relating to the transfer and the information relating to the recipient directly from the device of the sender to the third party service provider via the network and thereby cause the service provider to transfer money from a funding account of the sender to a receiving account of the recipient. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A system, comprising:
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a sender'"'"'s near field communication (NFC) enabled data communication device adapted to receive information relating to a transfer entered by the sender; and a recipient'"'"'s NFC enabled data communication device adapted to transmit information relating to the recipient to the sender'"'"'s device via a first NFC link established between the two devices, wherein the sender'"'"'s device is operable in response to detecting the recipient'"'"'s device within a first proximity a first time to; establish the first NFC link between the sender'"'"'s device and the recipient'"'"'s device; and gather the information relating to the recipient from the recipient'"'"'s device via the first NFC link; and wherein the sender'"'"'s device is operable in response to detecting the recipient'"'"'s device within the first proximity a second time to; establish a second NFC link between the sender'"'"'s device and the recipient'"'"'s device; and in response to establishing the second NFC link, transmit the information relating to the transfer and the information relating to the recipient to a third party service provider via a network and thereby cause the service provider to transfer money from a funding account of the sender to a receiving account of the recipient. - View Dependent Claims (14, 15, 16)
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17. A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:
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provisioning a near field communication (NFC) enabled data communication device of a recipient of money with information relating to the recipient, the information including a designated acquiring account of the recipient; establishing a first NFC link between the device of the recipient and an NFC enabled data communication device of a sender of the money; transmitting the information relating to the recipient from the device of the recipient to the device of the sender via the first NFC link; establishing a second NFC link between the device of the recipient and the device of the sender; and receiving the money in the designated acquiring account of the recipient, wherein establishing the first NFC link and transmitting the information relating to the recipient comprise detecting the device of the recipient and the device of the sender within a first proximity to each other a first time, and wherein establishing the second NFC link and receiving the money in the designated acquiring account of the recipient comprise detecting the device of the recipient and the device of the sender within the first proximity to each other a second time. - View Dependent Claims (18, 19)
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20. A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:
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receiving, at a service provider, information relating to a transfer of money to a recipient from a sender and information relating to the recipient via a network; and transferring the money from a funding account of the sender to a receiving account of the recipient in response to receiving the information relating to the transfer and the information relating to the recipient by the service provider, wherein the information relating to the recipient is transmitted from the recipient to the service provider at least in part via a first near field communication (NFC) link and is effected by detecting respective NFC enabled data communication devices of the sender and the recipient within the first proximity to each other a first time to establish the first NFC link, and wherein transferring the money is in response to establishing a second NFC link and is effected by detecting the respective data communication devices of the sender and the recipient within the first proximity to each other a second time to establish the second NFC link. - View Dependent Claims (21, 22)
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Specification