Automated transaction machine

• US 9,563,884 B2
• Filed: 03/24/2014
• Issued: 02/07/2017
• Est. Priority Date: 05/10/1996
• Status: Expired due to Fees

• Current Assignee: Transaction Holdings Ltd LLC
• Original Assignee: Transaction Holdings Ltd LLC
• Inventors: Barcelou, David M.
• Primary Examiner(s): LE, THIEN MINH
• Application Number:
  US14/223,245
• Publication Number:
  US 20140207596A1
• Time in Patent Office: 1,051 Days
• Field of Search: 235/375, 235/379, 235/380, 235/381, 235/382, 235/382.5, 235/492
• US Class Current: 1/1
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G07F 17/0014 for vending, access and use of specific services not covered anywhere else in G07F17/00 meter-controlled dispensing of liquid, gas or electricity G07F15/00
• CPC Class Codes: G07F 17/32 for games, toys, sports, or amusements
• CPC Class Codes: G07F 17/3255 Incentive, loyalty and/or promotion schemes, e.g. comps, gaming associated with a purchase, gaming funded by advertisements
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/201 Accessories of ATMs
• CPC Class Codes: G07F 19/206 Software aspects at ATMs

Abstract

An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the course of delivering the goods or services offered, so for example in a combination ATM and Internet kiosk the same credit card or smart card reader is used for both the ATM and the Internet kiosk functions, the same control screen activates the ATM functions and the Internet functions, and etc.

Claims

1. An automated transaction machine system that combines synthesized commercial and retail services with banking services into a single transaction to a consumer, comprising:

an automated teller machine (ATM);

a user interface to the ATM;

a network connection to the ATM;

a computerized control for providing network access and control means for the consumer to selectively access a cash or currency dispensing service and selectively access payment services interconnected with network services, said payment services and network services utilizing network interconnections configured to support TCP/IP protocol, IP protocol or combinations of TCP/IP and IP protocols;

whereupon the consumer can simultaneously purchase two immediately rendered goods, services or a combination of goods and services in a single transaction.

2. The automated transaction machine system according to claim 1 wherein said network connection to the ATM utilizes network interconnections configured to support TCP/IP protocol, IP protocol or combinations of TCP/IP and IP protocols provided via a single communications service provider.

3. The automated transaction machine system according to claim 1 wherein said network connection to the ATM utilizes network interconnections configured to support TCP/IP protocol, IP protocol or combinations of TCP/IP and IP protocols provided via a plurality of communications service providers.

4. The automated transaction machine system according to claim 1, further comprising means for consummating the purchase via the computerized control.

5. The automated transaction machine system according to claim 4, further comprising means for communicating a receipt to the user via e-mail after the purchase is consummated.