Systems and methods for image monitoring of check during mobile deposit
First Claim
Patent Images
1. A system comprising:
- an image capture device;
a memory; and
a processor in communication with the image capture device and the memory, the processor configured to;
monitor an image of a negotiable instrument in a field of view of the image capture device with respect to a monitoring criterion;
capture the image of the negotiable instrument with the image capture device when the image of the negotiable instrument passes the monitoring criterion; and
send the captured image of the negotiable instrument for depositing the negotiable instrument to a financial institution server through a communication pathway between the system and the financial institution server.
1 Assignment
1 Petition
Accused Products
Abstract
An image of a check that is in the field of view of a camera is monitored prior to the image of the check being captured. When the image of the check in the field of view passes monitoring criteria, an image may be taken by the camera and provided from the mobile device to a financial institution. The image capture may be performed automatically as soon as the image of the check is determined to pass the monitoring criteria. The check may be deposited in a user'"'"'s bank account based on the image. Any technique for sending the image to the financial institution may be used. Feedback may be provided to the user of the camera regarding the image of the check in the field of view.
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Citations
30 Claims
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1. A system comprising:
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an image capture device; a memory; and a processor in communication with the image capture device and the memory, the processor configured to; monitor an image of a negotiable instrument in a field of view of the image capture device with respect to a monitoring criterion; capture the image of the negotiable instrument with the image capture device when the image of the negotiable instrument passes the monitoring criterion; and send the captured image of the negotiable instrument for depositing the negotiable instrument to a financial institution server through a communication pathway between the system and the financial institution server. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A system comprising:
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an image capture device; a memory; and a processor in communication with the image capture device and the memory, the processor configured to; monitor an image of a negotiable instrument in a field of view of the image capture device with respect to a monitoring criterion; automatically capture, without user intervention, the image of the negotiable instrument with the image capture device when the image of the negotiable instrument passes the monitoring criterion; and send the captured image of the negotiable instrument for depositing the negotiable instrument to a financial institution server through a communication pathway between the system and the financial institution server. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20)
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21. A method for depositing a negotiable instrument comprising:
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in a system having an image capture device, a memory, and a processor in communication with the image capture device and the memory, the processor; monitoring an image of a negotiable instrument in a field of view of the image capture device with respect to a monitoring criterion; capturing the image of the negotiable instrument with the image capture device when the image of the negotiable instrument passes the monitoring criterion; and sending the captured image of the negotiable instrument for depositing the negotiable instrument to a financial institution server through a communication pathway between the system and the financial institution server. - View Dependent Claims (22, 23, 24, 25, 26, 27, 28, 29, 30)
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Specification