Method and system for detection of a fuel card usage exception
First Claim
1. A method, comprising:
- receiving, by a server, a signal comprising an authorization request at a first time to authorize a fuel purchase event using a fuel card, wherein the authorization request comprises data that identifies a location of the fuel purchase event;
receiving, by the server, a signal comprising location data of a vehicle, the location data identifying a location of the vehicle;
comparing, by the server, the location of the fuel purchase event with the location of the vehicle;
determining, by the server, if the location of the fuel purchase event substantially matches the location of the vehicle;
generating, by the server, a first alert when the location of the fuel purchase event does not substantially match the location of the vehicle, the first alert being generated contemporaneous with the fuel purchase event;
transmitting, by the server, a signal comprising the alert for submission to and presentation by a communications device in a timeframe contemporaneous with the fuel purchase event;
responsive to the fuel purchase event using the fuel card, receiving, by the server, fuel card transaction data that is received as a batch data at a second time that is later than the first time, the fuel card transaction data identifying the location of the fuel purchase event and a quantity of fuel purchased for the vehicle;
validating, by the server, an accuracy of the first alert by comparing the location of the fuel purchase event obtained at the second time with a location of the vehicle at a time that substantially matches a time of the fuel purchase event; and
responsive to a determination that the first alert is inaccurate, updating the first alert with a result of the comparison of the location of the vehicle obtained at the second time with the location of the vehicle at the time that substantially matches the time of the fuel purchase event.
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0 Petitions
Accused Products
Abstract
Determining a fuel card usage exception with the use of a computer that receives fuel card transaction data responsive to a fuel purchase event. The fuel card transaction data identifies a quantity of fuel purchased for a vehicle using a fuel card. In addition, the computer receives first fuel level data and second fuel level data of the vehicle that identifies a quantity of fuel present in a fuel tank of the vehicle prior to a fuel purchase event and after a fuel purchase event respectively. The computer can determine an exception associated with the fuel purchase event based on the fuel card transaction data, the first fuel level data, and the second fuel level data. Responsive to detecting an exception associated with the fuel purchase event, the computer may generate an alert and transmit the alert for presentation by a computing device of a user.
82 Citations
17 Claims
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1. A method, comprising:
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receiving, by a server, a signal comprising an authorization request at a first time to authorize a fuel purchase event using a fuel card, wherein the authorization request comprises data that identifies a location of the fuel purchase event; receiving, by the server, a signal comprising location data of a vehicle, the location data identifying a location of the vehicle; comparing, by the server, the location of the fuel purchase event with the location of the vehicle; determining, by the server, if the location of the fuel purchase event substantially matches the location of the vehicle; generating, by the server, a first alert when the location of the fuel purchase event does not substantially match the location of the vehicle, the first alert being generated contemporaneous with the fuel purchase event; transmitting, by the server, a signal comprising the alert for submission to and presentation by a communications device in a timeframe contemporaneous with the fuel purchase event; responsive to the fuel purchase event using the fuel card, receiving, by the server, fuel card transaction data that is received as a batch data at a second time that is later than the first time, the fuel card transaction data identifying the location of the fuel purchase event and a quantity of fuel purchased for the vehicle; validating, by the server, an accuracy of the first alert by comparing the location of the fuel purchase event obtained at the second time with a location of the vehicle at a time that substantially matches a time of the fuel purchase event; and responsive to a determination that the first alert is inaccurate, updating the first alert with a result of the comparison of the location of the vehicle obtained at the second time with the location of the vehicle at the time that substantially matches the time of the fuel purchase event. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A system, comprising:
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a Point of Sale (POS) device that is configured to generate a signal comprising an authorization request when a fuel card is used at the POS device in association with a fuel purchase event, the signal comprising the authorization request is generated at a first time; a telematics device disposed at a vehicle and configured to record a location data identifying a location of the vehicle and a fuel level data that identifies a fuel level associated with the vehicle; and a fuel card server that is communicatively coupled to the POS device and the telematics device, wherein the fuel card server is configured to; receive the signal comprising the authorization request to authorize the fuel purchase event using the fuel card, wherein the authorization request comprises data that identifies a location of the fuel purchase event; determine a time period associated with the fuel purchase event based on the authorization request; retrieve location data of the vehicle that identifies the location of the vehicle at a time period that substantially matches the time period of the fuel purchase event; compare the location of the fuel purchase event with the location of the vehicle at the time period that substantially matches the fuel purchase event; determine if the location of the fuel purchase event substantially matches the location of the vehicle; generate a first alert when the location of the fuel purchase event does not substantially match the location of the vehicle, the first alert being generated contemporaneous with the fuel purchase event; and transmit a signal comprising the alert for presentation by a communications device; responsive to the fuel purchase event using the fuel card, receive fuel card transaction data that is received as a batch data at a second time that is later than the first time, the fuel card transaction data identifying the location of the fuel purchase event and a quantity of fuel purchased for the vehicle; validate an accuracy of the first alert by comparing the location of the fuel purchase event obtained at the second time with a location of the vehicle at the time period that substantially matches the time period of the fuel purchase event; and responsive to a determination that the first alert is inaccurate, update the first alert with a result of the comparison of the location of the vehicle obtained at the second time with the location of the vehicle at the time period that substantially matches the time period of the fuel purchase event. - View Dependent Claims (9, 10, 11, 12, 13)
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14. A system, comprising:
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a computer network; and a fuel card server that is communicatively coupled to the computer network and configured to; receive a signal comprising an authorization request at a first time to authorize a fuel purchase event using a fuel card, wherein the authorization request comprises data that identifies a location of the fuel purchase event; retrieve location data of a vehicle that identifies the location of the vehicle at a time period that substantially matches a time period of the fuel purchase event; compare the location of the fuel purchase event with the location of the vehicle to determine if the location of the fuel purchase event substantially matches the location of the vehicle; and transmit a signal comprising first alert to a communication device via a wireless communication link when the location of the fuel purchase event does not substantially match the location of the vehicle, wherein the communication device is coupled to the fuel card server via a wireless communication link and is configured to present the first alert at a time period contemporaneous with the fuel purchase event; responsive to the fuel purchase event using the fuel card, receive fuel card transaction data that is received as a batch data at a second time that is later than the first time, the fuel card transaction data identifying the location of the fuel purchase event and a quantity of fuel purchased for the vehicle; validate an accuracy of the first alert by comparing the location of the fuel purchase event obtained at the second time with a location of the vehicle at a time that substantially matches a time of the fuel purchase event; and responsive to a determination that the first alert t is inaccurate, update the first alert with a result of the comparison of the location of the vehicle obtained at the second time with the location of the vehicle at the time that substantially matches the time of the fuel purchase event. - View Dependent Claims (15, 16, 17)
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Specification