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Fraud detection database

  • US 9,589,566 B2
  • Filed: 03/21/2014
  • Issued: 03/07/2017
  • Est. Priority Date: 03/21/2014
  • Status: Active Grant
First Claim
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1. A system for fraud detection, comprising:

  • a processing unit that executes the following computer executable components stored in a memory;

    a database component comprising;

    a voice library comprising one or more voice samples of individuals deemed to be fraudsters, anda pathway library comprising a set of characteristics previously identified as being associated with a fraudulent communication, the set of characteristics are associated with artifacts detected during portions of the fraudulent communication that lack voice signals;

    a monitoring component that receives a communication that comprises voice signals of an individual making requests related to a financial account;

    a detection component that determines characteristics associated with the communication, the characteristics relate to at least one artifact of the communication detected during a portion without a voice signal;

    an analysis component that determines if a difference between a first frequency of a first segment of the communication and a second frequency of a second segment of the communication is outside a frequency range provided by a frequency library, wherein the first frequency is weighted more heavily than the second frequency based on a first type of communication segment assigned to the first segment and a second type of communication segment assigned to the second segment; and

    a fraud component that determines activity associated with the financial account is fraudulent based on a determination that the at least one detected artifact of the communication matches the artifacts detected during portions of the fraudulent communication and that the difference between the first frequency and the second frequency is outside of the frequency range.

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