Dynamic application name display

• US 9,600,954 B2
• Filed: 11/05/2010
• Issued: 03/21/2017
• Est. Priority Date: 11/05/2009
• Status: Active Grant

• Current Assignee: Gemalto SA (Thales SA)
• Original Assignee: Gemalto SA (Thales SA)
• Inventors: Iversen, Shaun
• Primary Examiner(s): GOFMAN, ALEX N
• Application Number:
  US13/508,230
• Publication Number:
  US 20120323942A1
• Time in Patent Office: 2,328 Days
• Field of Search: None
• US Class Current: 1/1
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/3552 Downloading or loading of personalisation data
• CPC Class Codes: G06Q 20/357 Cards having a plurality of specified features
• CPC Class Codes: G06Q 20/3572 Multiple accounts on card
• CPC Class Codes: G06Q 20/3574 Multiple applications on card
• CPC Class Codes: G06Q 20/363 with the personal data of a user
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

The present invention relates to a method for providing data during an Application Selection process from a processing device to an interface device, wherein it comprises a step of modifying dynamically at least a part of said data from transaction to transaction, said at least part of data being a dynamic data.

Claims

1. A method for operating an integrated circuit card to provide dynamic data associated with an EMV application during an EMV application selection process to a display of a payment terminal, wherein an application which is an EMV payment application is being selected to initiate and process a transaction, which modifies said dynamic data associated with said EMV application, wherein the method comprises:

transferring the File Control Information (FCI) including an Application Preferred Name of a plurality of EMV applications available on the integrated circuit card to the payment terminal, the Application Preferred Name of at least one of said EMV applications includes a dynamic part associated with said dynamic data associated with said EMV application;

receiving an EMV select command from the payment terminal specifying one of at least one EMV payment applications available on the integrated circuit card to be taken as said application selected to initiate and process the transaction;

in response to receiving the EMV select command from the payment terminal, modifying said dynamic part of the Application Preferred Name of the FCI of the specified EMV application from transaction to transaction displayed on said display, said dynamic part being associated with said dynamic data of the EMV payment application, said dynamic part of the Application Preferred Name of the FCI of the specified EMV application being incorporated into the Application Preferred Name of the File Control Information of the specified EMV application of the integrated circuit card, by creating a dynamic File Control Information of variable length, determining the value and the length of said dynamic data, formatting said dynamic data, creating a tag-length-value (TLV) format from the formatted dynamic data, and incorporating the tag-length-value format into the Application Preferred Name of the File Control Information;

wherein the modifying dynamically of at least a part of the Application Preferred Name of the FCI is handled by a second application, which is distinct from the selected application and which is an intermediate application receiving all commands sent from a terminal connected to the integrated circuit card and receiving all responses sent from the selected application.

2. The method according to claim 1, the method further comprising, if said data contains static data, concatenating said static data and said dynamic data.

3. The method according to claim 1 or 2, the method further comprising using a remote host as processing device.

4. The method according to claim 3, the method further comprising receiving the dynamic file control information in response to a command received by the processing device via the payment terminal.

8. The method according to claim 1, wherein the intermediate application is a MULTOS Shell application which interfaces with the first application.

5. A system for EMV payment application selection having the capability of presenting dynamic data to a user of the system on a display of a payment terminal, wherein an application which is an EMV payment application is being selected to initiate and process a transaction, which modifies said dynamic data associated with said EMV application, the system comprising:

a payment terminal operable;

to display on a display of the payment terminal, to a user during an EMV application selection process, application dynamic data of a plurality of EMV payment applications available on an integrated circuit card connected to the payment terminal

to receive the application dynamic data from an integrated circuit card, and

the integrated circuit card comprising a second application distinct from said EMV payment application being selected to initiate and process a transaction and which is an intermediate application receiving all commands sent from a terminal connected to the integrated circuit card and receiving all responses sent from the selected application, said second application, in response to receiving an EMV select command from the payment terminal, the EMV select command selecting one of the plurality of EMV payment applications, to be taken as said application selected to initiate and process the transaction, operable to produce the dynamic data associated with a selected application by modifying the dynamic data associated with the selected application from transaction to transaction, the dynamic data being incorporated by the integrated circuit card into an Application Preferred Name of a File Control Information of the integrated circuit card, the Application Preferred Name of at least one of said EMV applications includes a dynamic part associated with said dynamic data associated with said EMV application, by the integrated circuit card creating a dynamic File Control Information of variable length, determining the value and the length of said dynamic data, formatting said dynamic data, creating a tag-length-value (TLV) format from the formatted dynamic data, and incorporating the tag-length-value format into the Application Preferred Name of the File Control Information.

6. The system to claim 5, further comprising, if said data contains static data, concatenating said static data and said dynamic data.

7. The system to claim 5 or 6, wherein said data is an Application Preferred Name.