×

Method and system for account management and electronic wallet access on a mobile device

  • US 9,607,293 B2
  • Filed: 11/29/2010
  • Issued: 03/28/2017
  • Est. Priority Date: 11/29/2010
  • Status: Active Grant
First Claim
Patent Images

1. A method for configuring an additional portable device to enable payment transactions involving an existing primary payment account at a payment account issuer, comprising:

  • receiving, by a server of the payment account issuer, a data message from a first electronic wallet application module on a first portable device, the data message including a request to add an additional user who is authorized to use the primary payment account on a second portable device;

    generating, by the server, an activation code for the additional user and transmitting the activation code to the first portable device;

    transmitting to the second portable device a second electronic wallet application module comprising processing instructions to control operation of the second portable device to conduct a payment transaction using the primary payment account, said software application configured to run as a background application that activates upon receipt of a message or event; and

    transmitting, by the server, a data message or instructions to the second portable device, the data message or instructions to configure the second portable device to enable mobile payment transactions, the configuring comprising verifying, by the server, the activation code input by the additional user to the second portable device.

View all claims
  • 3 Assignments
Timeline View
Assignment View
    ×
    ×