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Providing E-receipts to customers

  • US 9,619,842 B2
  • Filed: 02/11/2016
  • Issued: 04/11/2017
  • Est. Priority Date: 05/16/2014
  • Status: Active Grant
First Claim
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1. A financial institution system for providing e-receipts to customers, the system comprising:

  • a computer apparatus including a processor and a memory; and

    a software module stored in the memory, comprising executable instructions that when executed by the processor cause the processor to;

    receive transaction data corresponding to at least one transaction performed by a customer at a point of transaction of a merchant;

    initiate communication, to the customer, of an e-receipt based at least in part on the received transaction data based on authorization from the customer to be enrolled in a point of transaction e-receipt communication program;

    access a cooperating merchant list comprising information corresponding to a plurality of merchants cooperating with a financial institution implementing the point of transaction e-receipt communication program; and

    for each of the plurality of cooperating merchants, request authorization from the customer for transaction data associated with any transactions performed by the customer at the cooperating merchant to be communicated to the financial institution for the purpose of providing e-receipts to the customer.

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