Systems and methods for providing a one-time authorization

• US 9,633,192 B2
• Filed: 02/26/2015
• Issued: 04/25/2017
• Est. Priority Date: 06/22/2012
• Status: Active Grant

• Current Assignee: Drumwave Inc
• Original Assignee: Paychief, LLC
• Inventors: Vellozo Luz, Andre Gustavo, Ghetler, Mauricio
• Primary Examiner(s): Truong, Thanhnga B
• Application Number:
  US14/633,026
• Publication Number:
  US 20150169863A1
• Time in Patent Office: 789 Days
• Field of Search: 726 1- 4, 726 17, 726 21, 235379, 235380, 235381, 235382, 235454, 23546201, 23546207
• CPC Class Codes: G06F 21/32 using biometric data, e.g. fingerprints, iris scans or voiceprints
• CPC Class Codes: G06F 21/36 by graphic or iconic representation
• CPC Class Codes: G06F 21/606 by securing the transmission between two devices or processes

Abstract

Systems and methods for presenting a request are disclosed. The systems and methods may include one or more steps, such as receiving, by an electronic device, request information from an entity. The request information may include a request for approval by a user. The steps may further include transmitting, by the electronic device, data containing the request information to a computing device, receiving, by the electronic device, a symbology corresponding to the request information from the computing device and presenting, by the electronic device, the symbology to the user.

Claims

1. A method of presenting a request, the method comprising:

receiving, by an electronic device, request information from an entity, wherein the request information comprises a request for approval by a user;

transmitting, by the electronic device, data comprising the request information to a computing device;

wherein the request information is stored as request data in a memory of the computing device;

receiving, from the computing device, an encoded symbology, comprising a unique identifier that corresponds to the data, wherein the unique identifier is only recognizable to the computing device;

presenting, by the electronic device, the symbology to the user; and

receiving, by the electronic device, a notice of approval from the computing device, wherein the computing device generates the notice of approval based upon authorization of the symbology by the user.

2. The method of claim 1, wherein the user sends a confirmation of the request to the computing device.

3. The method of claim 2, wherein the confirmation of the request is an approval confirmation or a denial confirmation.

4. The method of claim 2, further comprising receiving, by the electronic device, a notice of the confirmation from the computing device.

5. The method of claim 1, wherein the symbology comprises one or more of a multi-dimensional bar code and a quick response (QR) code.

6. The method of claim 1, wherein the request comprises at least one of a payment request, a transaction request, an agreement request, and a registration request.

7. The method of claim 1, wherein the request information includes geographical location information.

8. The method of claim 1, wherein the request information includes temporal information.

9. The method of claim 1, wherein the request information includes information associated with the electronic device.

10. The system of claim 1, wherein the request information includes user credential information.

11. The system of claim 1, wherein the request information includes geographical location information.

12. The system of claim 1, wherein the request information includes temporal information.

13. The system of claim 1, wherein the request information includes information associated with the electronic device.

14. The method of claim 1, wherein the request information includes user credential information.

15. A system of presenting a request, the system comprising:

a processing device; and

a non-transitory, processor-readable storage medium in communication with the processing device, wherein the non-transitory, processor-readable storage medium contains one or more programming instructions that, when executed, cause the processing device to;

receive request information from an entity, wherein the request information comprises a request for approval by a user;

transmit data comprising the request information to a computing device, wherein the request information is stored as request data in a memory of a the computing device;

receive, from the computing device, an encoded symbology, comprising a unique identifier that corresponds to the data, wherein the unique identifier is only recognizable to the computing device;

present the symbology to the user, and

receive a notice of approval from the computing device, wherein the computing device generates the notice of approval based upon authorization of the symbology by the user.

16. The system of claim 15, wherein the user sends a confirmation of the request to the computing device.

17. The system of claim 16, wherein the confirmation of the request is an approval confirmation or a denial confirmation.

18. The system of claim 16, wherein the one or more programming instructions further comprise one or more programming instructions that, when executed, cause the processing device to receive a notice of the confirmation from the computing device.

19. The system of claim 15, wherein the symbology comprises one or more of a multi-dimensional bar code and a quick response (QR) code.

20. The system of claim 15, wherein the request comprises at least one of a payment request, a transaction request, an agreement request, and a registration request.