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System and method for creating reservations

  • US 9,633,362 B2
  • Filed: 05/07/2013
  • Issued: 04/25/2017
  • Est. Priority Date: 09/16/2012
  • Status: Active Grant
First Claim
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1. A method, comprising:

  • presenting, by a computer based system, a plurality of selectable channels to a user system of a user;

    syncing, by the computer based system, a financial transaction account associated with the user with one or more channels of the plurality of selectable channels selected by the user,wherein the syncing is in response to the user system providing an account code for the financial transaction account to the computer based system;

    receiving, by the computer based system and from the channel, reservation information representative of a reservation of an item from a merchant system;

    associating, by the computer based system and in response to the receiving, a unique identifier with the reservation information;

    enabling, by the computer based system and in response to the associating, access to the reservation information by using the unique identifier,wherein the reservation information is accessible by a user system, the computer based system, the channel and a third party by using the unique identifier;

    synching, by the computer based system and in response to the receiving, the reservation information with the financial transaction account,wherein the reservation is created in the channel based on an action in the channel, andwherein a channel profile associated with the action is associated with the financial transaction account;

    creating, by the computer based system, reservation instructions for the item that indicate that the item is reserved as a reserved item for the user associated with the channel profile and the financial transaction account,wherein the reservation instructions indicate that the item is unavailable to other users, andwherein the channel modifies a listing of inventory to show that the item is unavailable;

    monitoring, by the computer based system and via the channel, a status of the reserved item;

    receiving, by the computer based system and in response to an indication that the reserved item was used, purchase instructions with a request to initiate a payment within the channel,wherein the purchase instructions and the request to initiate payment is provided by the merchant system through the channel and to the computer based system,generating, by the computer based system, release instructions for the item in response to the receiving the request to initiate the payment,wherein the channel modifies the listing of inventory to show that the item is available;

    evaluating, by the computer based system, the purchase instructions received through the channel, the request to initiate payment received through the channel, the financial transaction account synched with the channel and the reservation instructions received through the channel;

    confirming, by the computer based system and based on the evaluating, that the purchase instructions comply with the reservation instructions;

    requesting, by the computer based system, a review of the reserved item;

    confirming, by the computer based system and in response to the requesting, that the reserved item conforms to the reservation information and the financial transaction account;

    initiating, by the computer based system and based on the confirming that the purchase instructions comply and based on the confirming that the reserved item conforms, a financial transaction in response to the indication that the reserved item has been used and the receiving the financial transaction information.

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