Vehicle repossession utilizing tracking device information
First Claim
1. A method for a server to utilize data related to borrower tracking devices to control communications with borrower devices, comprising:
- determining, by a processor of the server, whether wake up criteria is met for a borrower tracking device that is in a sleep mode;
associating, by the processor of the server, a new telephone number with the borrower tracking device in response to determining the wake up criteria is met for the borrower tracking device, wherein the new telephone number replaces a previously assigned telephone number of the borrower tracking device;
transmitting, by the processor of the server to a static IP address of the borrower tracking device, a wake up message that includes the new telephone number to replace the previously assigned telephone number for use with a subscriber identity module (SIM) of the borrower tracking device;
obtaining, by the processor of the server, account information corresponding to a borrower account, wherein the account information includes location information of the borrower tracking device within a vehicle associated with the borrower account;
generating, by the processor of the server, a message based at least in part on the obtained account information; and
transmitting, by the processor of the server, the generated message to the borrower tracking device, thereby causing the borrower tracking device to render information through a speaker system of the vehicle.
1 Assignment
0 Petitions
Accused Products
Abstract
Methods, devices, systems, and non-transitory process-readable storage media for utilizing information related to tracking devices to support repossession and improve financing account management. In some embodiments, a server processor is configured to obtain account information corresponding to a borrower account, wherein the account information may include location information of a borrower tracking device within a vehicle associated with the borrower account, generate a message based at least in part on the obtained account information, and transmit the generated message to a borrower device associated with the borrower account. The message may be one or more of an email, a short-message service (SMS) text message, a telephonic call, or a push notification via an application. The borrower device associated with the borrower account may be one or more of a mobile device, a land-line telephone, and the borrower tracking device within the vehicle associated with the borrower account.
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Citations
52 Claims
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1. A method for a server to utilize data related to borrower tracking devices to control communications with borrower devices, comprising:
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determining, by a processor of the server, whether wake up criteria is met for a borrower tracking device that is in a sleep mode; associating, by the processor of the server, a new telephone number with the borrower tracking device in response to determining the wake up criteria is met for the borrower tracking device, wherein the new telephone number replaces a previously assigned telephone number of the borrower tracking device; transmitting, by the processor of the server to a static IP address of the borrower tracking device, a wake up message that includes the new telephone number to replace the previously assigned telephone number for use with a subscriber identity module (SIM) of the borrower tracking device; obtaining, by the processor of the server, account information corresponding to a borrower account, wherein the account information includes location information of the borrower tracking device within a vehicle associated with the borrower account; generating, by the processor of the server, a message based at least in part on the obtained account information; and transmitting, by the processor of the server, the generated message to the borrower tracking device, thereby causing the borrower tracking device to render information through a speaker system of the vehicle. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
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14. A computing device, comprising:
a processor configured with processor-executable instructions to perform operations comprising; determining whether wake up criteria is met for a borrower tracking device that is in a sleep mode; associating a new telephone number with the borrower tracking device in response to determining the wake up criteria is met for the borrower tracking device, wherein the new telephone number replaces a previously assigned telephone number of the borrower tracking device; transmitting, to a static IP address of the borrower tracking device, a wake up message that includes the new telephone number to replace the previously assigned telephone number for use with a subscriber identity module (SIM) of the borrower tracking device; obtaining account information corresponding to a borrower account, wherein the account information includes location information of the borrower tracking device within a vehicle associated with the borrower account; generating a message based at least in part on the obtained account information; and transmitting the generated message to the borrower tracking device, thereby causing the borrower tracking device to render information through a speaker system of the vehicle. - View Dependent Claims (15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26)
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27. A computing device, comprising:
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means for determining whether wake up criteria is met for a borrower tracking device that is in a sleep mode; means for associating a new telephone number with the borrower tracking device in response to determining the wake up criteria is met for the borrower tracking device, wherein the new telephone number replaces a previously assigned telephone number of the borrower tracking device; means for transmitting, to a static IP address of the borrower tracking device, a wake up message that includes the new telephone number to replace the previously assigned telephone number for use with a subscriber identity module (SIM) of the borrower tracking device; means for obtaining account information corresponding to a borrower account, wherein the account information includes location information of the borrower tracking device within a vehicle associated with the borrower account; means for generating a message based at least in part on the obtained account information; and means for transmitting the generated message to the borrower tracking device, thereby causing the borrower tracking device to render information through a speaker system of the vehicle. - View Dependent Claims (28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39)
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40. A non-transitory processor-readable storage medium having stored thereon processor-executable instructions configured to cause a processor of a computing device to perform operations comprising:
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determining whether wake up criteria is met for a borrower tracking device that is in a sleep mode; associating a new telephone number with the borrower tracking device in response to determining the wake up criteria is met for the borrower tracking device, wherein the new telephone number replaces a previously assigned telephone number of the borrower tracking device; transmitting, to a static IP address of the borrower tracking device, a wake up message that includes the new telephone number to replace the previously assigned telephone number for use with a subscriber identity module (SIM) of the borrower tracking device; obtaining account information corresponding to a borrower account, wherein the account information includes location information of the borrower tracking device within a vehicle associated with the borrower account; generating a message based at least in part on the obtained account information; and transmitting the generated message to the borrower tracking device, thereby causing the borrower tracking device to render information through a speaker system of the vehicle. - View Dependent Claims (41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52)
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Specification