Systems and methods for imaging identification information

• US 9,641,752 B2
• Filed: 02/03/2016
• Issued: 05/02/2017
• Est. Priority Date: 02/03/2015
• Status: Active Grant

• Current Assignee: Jumio Inc.
• Original Assignee: Jumio Inc.
• Inventors: Mattes, Daniel Herbert
• Primary Examiner(s): HANNETT, JAMES M
• Application Number:
  US15/014,690
• Publication Number:
  US 20160227109A1
• Time in Patent Office: 454 Days
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G06Q 20/4016 involving fraud or risk level assessment in transaction processing
• CPC Class Codes: G06V 20/40 in video content extracting overlay text G06V20/62; video retrieval G06F16/70; processing of video elementary streams in video servers H04N21/234; processing of video elementary streams in video clients H04N21/44
• CPC Class Codes: G06V 30/418 Document matching, e.g. of document images
• CPC Class Codes: G06V 40/161 Detection; Localisation; Normalisation
• CPC Class Codes: G06V 40/172 Classification, e.g. identification
• CPC Class Codes: H04N 1/00 Scanning, transmission or reproduction of documents or the like, e.g. facsimile transmission; Details thereof
• CPC Class Codes: H04N 23/64 Computer-aided capture of images, e.g. transfer from script file into camera, check of taken image quality, advice or proposal for image composition or decision on when to take image

Abstract

Described herein are techniques for acquiring an image of a user'"'"'s credential document through a user device. A method includes capturing information from a user interface regarding a particular type of credential document to be imaged, receiving a video stream of the user'"'"'s credential document from a camera of the user device, displaying the video stream on a display of the user device, and determining whether a set of criteria for capturing the image of the user'"'"'s credential document are satisfied. If the criteria are not satisfied, the method presents a first indication on the user device that the user'"'"'s credential document is not ready to be imaged. If the criteria are satisfied, the method presents a second indication on the user device that the user'"'"'s credential document is ready to be imaged and captures an image of the user'"'"'s credential document.

Claims

1. A method of acquiring an image of a user'"'"'s credential document through a user device, comprising:

capturing information from a user interface regarding a particular type of credential document to be imaged;

receiving a video stream of the user'"'"'s credential document from a camera of the user device;

displaying the video stream on a display of the user device;

determining whether the following criteria for capturing the image of the user'"'"'s credential document are satisfied;

the video stream includes a complete surface of the user'"'"'s credential document,

the video stream indicates that the user'"'"'s credential document is within a threshold distance of the user device,

the video stream indicates that the user'"'"'s credential document is in focus, and

the video stream of the user'"'"'s credential document is recognized to match the particular type of credential document to be imaged from the captured information;

if the criteria are not satisfied, presenting a first indication on the user device that the user'"'"'s credential document is not ready to be imaged; and

if the criteria are satisfied, presenting a second indication on the user device that the user'"'"'s credential document is ready to be imaged and capturing an image of the user'"'"'s credential document.

2. The method of claim 1, wherein the particular type of credential document is selected from a group consisting of an identification card, a driver'"'"'s license, a passport, a credit card, and a debit card.

3. The method of claim 1, wherein the particular type of credential document is selected from a group consisting of a country, a state, a province, and a financial institution.

4. The method of claim 1, further comprising capturing information from a user interface regarding a particular side of the credential document to be imaged, wherein the particular side is a front or a back.

5. The method of claim 1, wherein:

the first indication is a transparent layer overlaying the video stream, wherein the transparent layer is surrounded by a frame in a first color; and

the second indication is the transparent layer surrounded by the frame in a second color different from the first color.

6. The method of claim 1, wherein:

the first indication is a translucent layer overlaying the video stream, wherein the translucent layer is in a first color; and

the second indication is the translucent layer in a second color different from the first color.

7. The method of claim 6, wherein

the layer has a similar aspect ratio as the user'"'"'s credential document;

and

the layer has a first orientation that is changeable based on a second orientation of the user'"'"'s credential.

8. The method of claim 6, wherein the first color is red and the second color is green.

9. The method of claim 1, further comprising applying an optical character recognition technique to the image to identify and extract information related to the user'"'"'s credential document.

10. The method of claim 2, further comprising determining whether a plurality of characteristics captured with the camera about the credential document conform with the type of credential document.

11. The method of claim 3, further comprising determining whether a plurality of characteristics captured with the camera about the credential document conform with issuing party information.

12. The method of claim 4, further comprising determining whether a plurality of characteristics captured with the camera about the credential document conforms with the side information.

13. The method of claim 1, further comprising:

acquiring a first photo of the user'"'"'s face; and

determining whether the first photo matches a second photo on the user'"'"'s credential.

14. A non-transitory computer readable medium that is configured to execute computer readable instructions to cause a computer to perform the following steps to acquire an image of a user'"'"'s credential document through a user device, comprising:

capturing information from a user interface regarding a particular type of credential document to be imaged;

receiving a video stream of the user'"'"'s credential document from a camera of the user device;

displaying the video stream on a display of the user device;

determining whether the following criteria for capturing the image of the user'"'"'s credential document are satisfied;

the video stream includes a complete surface of the user'"'"'s credential document,

the video stream indicates that the user'"'"'s credential document is within a threshold distance of the user device,

the video stream indicates that the user'"'"'s credential document is in focus, and

the video stream of the user'"'"'s credential document is recognized to match the particular type of credential document to be imaged from the captured information;

if the criteria are not satisfied, presenting a first indication on the user device that the user'"'"'s credential document is not ready to be imaged; and

if the criteria are satisfied, presenting a second indication on the user device that the user'"'"'s credential document is ready to be imaged and capturing an image of the user'"'"'s credential document.

15. The non-transitory computer readable medium of claim 14, wherein:

the first indication is a transparent layer overlaying the video stream, wherein the transparent layer is surrounded by a frame in a first color; and

the second indication is the transparent layer surrounded by the frame in a second color different from the first color.

16. The non-transitory computer readable medium of claim 14, wherein:

the first indication is a translucent layer overlaying the video stream, wherein the translucent layer is in a first color; and

the second indication is the translucent layer in a second color different from the first color.

17. The non-transitory computer readable medium of claim 16, wherein

the translucent layer has a similar aspect ratio as the user'"'"'s credential document;

and

the translucent layer has a first orientation that is changeable based on a second orientation of the user'"'"'s credential.

18. A device for acquiring an image of a user'"'"'s credential document, comprising:

a user interface to capture information regarding a particular type of credential document to be imaged;

a camera to receive a video stream of the user'"'"'s credential document;

a display to display the video stream;

a memory that stores instructions;

a processor to run the instructions stored in the memory to cause the processor to;

determine whether the following criteria for capturing the image of the user'"'"'s credential document are satisfied;

the video stream includes a complete surface of the user'"'"'s credential document,

the video stream indicates that the user'"'"'s credential document is within a threshold distance of the device,

the video stream indicates that the user'"'"'s credential document is in focus, and

the video stream of the user'"'"'s credential document is recognized to match the particular type of credential document to be imaged from the captured information;

if the criteria are not satisfied, present a first indication on the display that the user'"'"'s credential document is not ready to be imaged; and

if the criteria are satisfied, present a second indication on the display that the user'"'"'s credential document is ready to be imaged and capture an image of the user'"'"'s credential document.

19. The device of claim 18, wherein:

the first indication is a transparent layer overlaying the video stream, wherein the transparent layer is surrounded by a frame in a first color; and

the second indication is the transparent layer surrounded by the frame in a second color different from the first color.

20. The device of claim 18, wherein:

the first indication is a translucent layer overlaying the video stream, wherein the translucent layer is in a first color; and

the second indication is the translucent layer in a second color different from the first color.