Electronic fund transfer for mobile gaming

• US 9,672,686 B2
• Filed: 10/01/2012
• Issued: 06/06/2017
• Est. Priority Date: 10/03/2011
• Status: Active Grant

• Current Assignee: Aristocrat Technologies Incorporated (Aristocrat Leisure Limited)
• Original Assignee: Nguyen Gaming LLC
• Inventors: Nguyen, Binh T.
• Primary Examiner(s): Lewis, David L
• Assistant Examiner(s): Williams, Ross
• Application Number:
  US13/632,743
• Publication Number:
  US 20140094273A1
• Time in Patent Office: 1,709 Days
• Field of Search: 463 40- 42
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/123 Shopping for digital content
• CPC Class Codes: G06Q 20/3223 Realising banking transactions through M-devices
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G07F 17/3209 Input means, e.g. buttons, touch screen
• CPC Class Codes: G07F 17/3211 Display means
• CPC Class Codes: G07F 17/3218 wherein at least part of the system is portable
• CPC Class Codes: G07F 17/3225 Data transfer within a gaming system, e.g. data sent between gaming machines and users
• CPC Class Codes: G07F 17/3244 Payment aspects of a gaming system, e.g. payment schemes, setting payout ratio, bonus or consolation prizes
• CPC Class Codes: G07F 17/3251 involving media of variable value, e.g. programmable cards, programmable tokens
• CPC Class Codes: G07F 17/3288 Betting, e.g. on live events, bookmaking

Abstract

In one embodiment, a system and method to transfer money may include a mobile device associated with a player, a location server designed to: track a device position of the mobile device and track a vessel position, and a mobile gaming management server designed to: receive a fund transfer request from a gaming server for the mobile device, the fund transfer request including a fund amount; determine if the fund amount can be transferred to the mobile device based on the device position and the vessel position; and transfer the fund amount to the mobile device if it is determined that the fund amount can be transferred to the mobile device.

Claims

1. A system for transferring money, comprising:

a plurality of mobile devices, each of the plurality of mobile devices associated with a player;

a location server operable to;

track a device position of each of the plurality of mobile devices, the device position being relative to a vessel; and

track a vessel position of the vessel, the vessel position being a global location relative to earth; and

a mobile gaming management server configured to communicate with the location server and a gaming server, the mobile gaming management server operable to;

receive a fund transfer request from the gaming server, the fund transfer request associated with at least one of the plurality of mobile devices, the fund transfer request including a fund amount for used to play a game of chance;

determine if the fund amount can be transferred to the at least one of the plurality of mobile devices based on the device location and the vessel location; and

transfer the fund amount to the associated mobile device if it is determined that the fund amount can be transferred to the at least one of the plurality of mobile devices,

wherein the mobile gaming management server is further operable to determine whether the game of chance is permitted to be played on the at least one requesting mobile device prior to the transfer of the fund amount, the determination of whether the game of chance is permitted to be played on the at least one requesting mobile device being based on the device location and the vessel location.

2. The system of claim 1, wherein the mobile gaming management server is operable to determine whether the game of chance is permitted to be played on the at least one requesting mobile device based on a time stamp.

3. The system of claim 1, wherein the mobile gaming management server is operable to deny the transfer of the fund amount if it is determined that the fund amount can not be transferred to the at least one of the plurality of mobile devices.

4. The system of claim 1, wherein the mobile gaming management server includes a gaming rules database, the gaming rules database including at least one predetermined gaming region and at least one control parameter associated with the at least one predetermined gaming region.

5. The system of claim 4, wherein the at least one control parameter determines whether the player can play a game of chance based upon at least a predetermined time rule.

6. The system of claim 1, wherein the location server is configured to periodically obtain the device position and the vessel position.

7. The system of claim 1, wherein the mobile gaming management server is further operable to:

create a player game account for the player; and

accumulate funds for the player in the player game account, the accumulated funds obtained from any wins generated from the game of chance.

8. A method for transferring funds for playing a wager-based game on a vessel, comprising:

receiving a request to play the wager-based game from at least one of a plurality of mobile devices, the request including a fund amount used to play the wager-based game;

determining a vessel position of the vessel;

determining a device position of the mobile device;

determining whether the fund amount may be transferred to the at least one of the plurality of mobile devices based on at least the vessel position of the vessel and the device position of the mobile device; and

transferring the fund amount to the at least one of the plurality of mobile devices if it is determined that the fund amount be transferred to the mobile device based on at least a vessel position of the vessel and a device position of the mobile device,

wherein the vessel position of the vessel is a global location relative to earth, and wherein the device position of each of the plurality of mobile devices is a position relative to the vessel.

9. The method of claim 8, wherein the determining further comprises:

determining whether the wager-based game is permitted to be played on the at least one of the plurality of mobile devices based on at least the vessel position of the vessel and the device position of the at least one of the plurality of mobile devices; and

enabling the wager-based game on the at least one of the plurality of mobile devices if the determining determines that the wager-based game is permitted to be played on the at least one of the plurality of mobile devices.

10. The method of claim 8, wherein the determining whether the fund amount may be transferred to the at least one of the plurality of mobile devices is based on a time stamp.

11. The method of claim 8, further comprising:

periodically updating the vessel position of the vessel and the device position of each of the plurality of mobile devices.

12. The method of claim 11, further comprising:

receiving a fund request, the fund request including a fund amount used to play the wager-based game;

determining whether the fund amount may be transferred to the at least one of the plurality of mobile devices based on at least the updated vessel position and the updated device position; and

transferring the fund amount to the at least one of the plurality of mobile devices if it is determined that the fund amount be transferred to the at least one of the plurality of mobile devices.

13. The method of claim 11, further comprising:

determining whether the wager-based game is permitted to be played on each of the plurality of mobile devices based on the updated vessel position and the updated device position;

enabling the wager-based game on each of the plurality of mobile devices if the determining determines that the wager-based game is permitted to be played on the mobile devices; and

automatically terminating the wager-based game currently played on each of the plurality of mobile devices if the determining determines that the wager-based game is not permitted to be played on each of the plurality of mobile devices based on the updated vessel position and the updated device position.

14. The method of claim 8, further comprising:

transmitting a denial message to the at least one of the plurality of mobile devices if it is determined that the fund amount cannot be transferred to the mobile device.

15. The method of claim 8, wherein the determining further comprises:

obtaining a control parameter associated with the device position, wherein the control parameter is used in determining whether the player can play a wager-based game.

16. The method of claim 8, further comprising:

creating a player game account associated with at least one of the plurality of mobile devices; and

accumulating funds in the player game account, the accumulated funds obtained from any wins generated from playing the wager-based game.

17. A system for transferring money, comprising:

a vessel having a plurality of gaming areas configured to permit a plurality of mobile devices to play wager-based games, each of the plurality of mobile devices associated with a player;

a location server operable to;

track a device position of each of the plurality of mobile devices, the device position being relative to the vessel; and

track a vessel position of the vessel, the vessel position being a global location relative to earth; and

a mobile gaming management server configured to communicate with the location server and a rules database having at least one vessel gaming rule, the mobile gaming management server operable to;

receive a fund transfer request, the fund transfer request associated with at least one mobile device, the fund transfer request including a fund amount used to play a wager-based game;

determine if the fund amount is permitted to be transferred to the associated mobile device based on at least the vessel location, the device location, and the at least one vessel gaming rule; and

transfer the fund amount to the associated mobile device if it is determined that the fund amount is permitted to be transferred to the associated mobile device.

18. The system of claim 17, wherein the at least one vessel gaming rule includes a predetermined time rule.

19. The system of claim 17, wherein the mobile gaming management server is further operable to determine whether the wager-based game is permitted to be played on the at least one requesting mobile device prior to the transfer of the fund amount, the determination based on the device position, the vessel position, and the at least one vessel gaming rule.

20. The system of claim 17, wherein the fund transfer request includes a time stamp.