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Automated banking machine that operates responsive to data bearing records

  • US 9,679,278 B2
  • Filed: 12/17/2013
  • Issued: 06/13/2017
  • Est. Priority Date: 11/27/1996
  • Status: Active Grant
First Claim
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1. A non-transitory, tangible computer readable medium of instructions with instructions encoded thereon for execution by a processor and when executed operable to:

  • obtain data representative of a user requesting to perform a financial transaction at an automated banking machine from a transaction host;

    determine a financial account associated with the user for performing the financial transaction;

    perform the financial transaction via the transaction host;

    communicate with a remotely located server system that is on a communication path that is independent of a communication path with the transaction host and wherein the server has access to a data store that associates an account and a customer network address for customers of a financial institution who are to receive electronic records of transactions involving their accounts, wherein the customer network address is usable to sending to the user an electronic record of the financial transaction;

    receive from the remotely located server system a response message that indicates the user is to receive from the server an electronic record of the financial transaction; and

    send a message that comprises transaction receipt data to the remote server system that causes the remote server to send an electronic receipt to an electronic address associated with the user responsive to the response message indicating that the user is to receive an electronic record of the financial transaction;

    wherein the receipt comprises data representative of the financial transaction;

    wherein the data representative of the financial transaction comprises a link to an image related to the transaction; and

    wherein the link to the image is to an image of the user.

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