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Transparent two-factor authentication via mobile communication device

  • US 9,690,924 B2
  • Filed: 05/15/2014
  • Issued: 06/27/2017
  • Est. Priority Date: 05/15/2014
  • Status: Active Grant
First Claim
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1. A method implemented at least in part by a computing system, the method comprising:

  • from a mobile communication device, receiving a service access request via a first channel, wherein the service access request comprises a delivery destination proof and a cost proof, the delivery destination proof comprising an obfuscated destination, and the cost proof comprising a digital certificate establishing that the mobile communication device is maintained by a paying subscriber of a second channel that is different from the first channel;

    authenticating the delivery destination proof;

    matching the obfuscated destination to a stored obfuscated destination;

    authenticating the cost proof;

    responsive to authenticating the delivery destination proof and the cost proof, sending an authentication code message to the matched destination via the second channel, wherein the authentication code message comprises an indicator to denote the authentication code message is to be transparently intercepted by a recipient device by causing the recipient device to automatically send a response to the authentication code message while suppressing ordinary message notification for the authentication code message;

    receiving the response to the authentication code message; and

    responsive to receiving the response to the authentication code message, sending an authorization token message to the mobile communication device.

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