Method and system for electronic toll payment
First Claim
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1. A method for making payments, comprising:
- providing, by one or more processors, an application to customers for installation on a personal electronic device;
registering an owner of said device using a telephone number or manufacturer'"'"'s serial number of said device;
registering, by said one or more processors, a customer'"'"'s vehicle'"'"'s license plate and financial account information with a financial network, wherein said financial network is a network providing services specifically for toll facilities and not a cellular phone carrier, and wherein said financial network is communicatively connected to vehicle license plate detection device that is located within a toll facility;
detecting, through said vehicle license plate detection device, said customer'"'"'s vehicle'"'"'s license plate at said toll facility;
paying a toll charge for said customer'"'"'s use of said toll facility by debiting said customer'"'"'s financial account and paying said toll facility;
notifying said customer through said application that said customer has paid said toll charge and has the option to dispute said toll charges;
upon the customer'"'"'s successful dispute of said toll charges, crediting said customer'"'"'s financial account and receiving a credit from said toll facility.
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Accused Products
Abstract
A system and method for making electronic payments for tolls, parking and related transactions. A customer downloads an application onto their personal electronic device and registers the customer'"'"'s vehicle and financial account information with a provider. The application detects upcoming toll facilities and notifies the customer. The customer can accept the payment of the toll through the application whereupon the provider makes a payment from the customer'"'"'s designated account to the toll facility.
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Citations
16 Claims
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1. A method for making payments, comprising:
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providing, by one or more processors, an application to customers for installation on a personal electronic device; registering an owner of said device using a telephone number or manufacturer'"'"'s serial number of said device; registering, by said one or more processors, a customer'"'"'s vehicle'"'"'s license plate and financial account information with a financial network, wherein said financial network is a network providing services specifically for toll facilities and not a cellular phone carrier, and wherein said financial network is communicatively connected to vehicle license plate detection device that is located within a toll facility; detecting, through said vehicle license plate detection device, said customer'"'"'s vehicle'"'"'s license plate at said toll facility; paying a toll charge for said customer'"'"'s use of said toll facility by debiting said customer'"'"'s financial account and paying said toll facility; notifying said customer through said application that said customer has paid said toll charge and has the option to dispute said toll charges; upon the customer'"'"'s successful dispute of said toll charges, crediting said customer'"'"'s financial account and receiving a credit from said toll facility. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A method for making payments, comprising:
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Providing, by one or more processors, an application to customers for installation on a personal electronic device; registering, by said one or more processors, a customer'"'"'s vehicle'"'"'s license plate and financial account information with a financial network, wherein said financial network is a network providing services specifically for toll facilities and not a cellular phone carrier, and wherein said financial network is communicatively connected to vehicle license plate detection device within a toll facility; detecting, through said vehicle license plate detection service, said customer'"'"'s vehicle'"'"'s license plate at said toll facility; contacting said financial network with instructions to pay a toll charge for said customer'"'"'s use of said toll facility by debiting said customer'"'"'s financial account and paying said toll facility; notifying said customer through said application that said customer has paid said toll charge and has the option to dispute said toll charges; and upon the customer'"'"'s successful dispute of said toll charges, crediting said customer'"'"'s financial account and receiving a credit from said toll facility. - View Dependent Claims (14, 15)
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16. A method for making payments, comprising:
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providing, by one or more processors, an application to customers for installation on a personal electronic device; registering the owner of said device using the telephone number or manufacturer'"'"'s serial number of said device; registering, by said one or more processors, a customer'"'"'s vehicle'"'"'s license plate and financial account; detecting said customer at said toll using said device'"'"'s geolocation system; paying fees for said customer'"'"'s use of said toll facility by debiting said customer'"'"'s financial account and paying said toll facility; notifying said customer through said application that said customer has paid said toll charge and has the option to dispute said toll charges; upon the customer'"'"'s successful dispute of said toll charges, crediting said customer'"'"'s financial account and receiving a credit from said toll facility.
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Specification