Systems and methods for processing overhead imagery
First Claim
1. A method of processing overhead imagery, the method comprising:
- providing a computing device having a processor and a memory;
receiving images of a property from one or more overhead image sources;
positionally correlating the images using the processor;
detecting one or more features associated with the property using the positionally correlated images wherein the detected one or more features include structures on the property and risks to the structures on the property;
determining, using the processor, a premium for an insurance policy covering the property using at least in part the detected one or more features associated with the property; and
providing a quote for the premium for the insurance policy.
3 Assignments
0 Petitions
Accused Products
Abstract
A method of processing overhead imagery of a property includes providing a computing device having a processor and a memory, receiving images of the property from one or more overhead image sources, and positionally correlating the images using the processor. Using the positionally correlated images, one or more features associated with the property are detected, wherein the one or more features include structures on the property and risks to the structures on the property. The method further includes determining, using the processor, a premium for an insurance policy covering the property using at least in part the detected one or more features associated with the property and non-physical risks associated with the property. A quote for the determined premium for the insurance policy is then provided to the user.
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Citations
20 Claims
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1. A method of processing overhead imagery, the method comprising:
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providing a computing device having a processor and a memory; receiving images of a property from one or more overhead image sources; positionally correlating the images using the processor; detecting one or more features associated with the property using the positionally correlated images wherein the detected one or more features include structures on the property and risks to the structures on the property; determining, using the processor, a premium for an insurance policy covering the property using at least in part the detected one or more features associated with the property; and providing a quote for the premium for the insurance policy. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A system for processing overhead imagery, the system comprising:
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a processor; and a computer readable medium coupled to the processor and storing a plurality of instructions, which, when executed, cause the processor to process overhead imagery, the plurality of instructions comprising instructions that cause the processor to; receive images of a property from one or more overhead image sources; positionally correlate the images using the processor; detect one or more features associated with the property using the positionally correlated images wherein the detected one or more features include structures on the property and risks to the structures on the property; determine a premium for an insurance policy covering the property using at least in part the detected one or more features associated with the property; and provide a quote for the premium for the insurance policy. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A non-transitory computer-readable storage medium comprising a plurality of computer-readable instructions tangibly embodied on the computer-readable storage medium, which, when executed by a processor, process overhead imagery, the plurality of instructions comprising:
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instructions that cause the processor to receive images of a property from one or more overhead image sources; instructions that cause the processor to positionally correlate the images using the processor; instructions that cause the processor to detect one or more features associated with the property using the positionally correlated images wherein the detected one or more features include structures on the property and risks to the structures on the property; instructions that cause the processor to determine a premium for an insurance policy covering the property using at least in part the detected one or more features associated with the property; and instructions that cause the processor to provide a quote for the premium for the insurance policy. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification