Methods, apparatuses and systems for providing user authentication

• US 9,699,159 B2
• Filed: 03/13/2014
• Issued: 07/04/2017
• Est. Priority Date: 03/14/2013
• Status: Active Grant

• Current Assignee: OLogN Technologies AG
• Original Assignee: OLogN Technologies AG
• Inventors: Ivanchykhin, Dmytro, Ignatchenko, Sergey
• Primary Examiner(s): Rahman, Mahfuzur
• Application Number:
  US14/209,119
• Publication Number:
  US 20140282878A1
• Time in Patent Office: 1,209 Days
• Field of Search: 726 3
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/204 comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
• CPC Class Codes: G06Q 20/206 comprising security or operator identification provisions, e.g. password entry
• CPC Class Codes: G06Q 20/321 using wearable devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/352 Contactless payments by cards
• CPC Class Codes: G06Q 20/3823 combining multiple encryption tools for a transaction
• CPC Class Codes: G06Q 20/388 using mutual authentication without cards, e.g. challenge-response
• CPC Class Codes: G06Q 20/4012 Verifying personal identification numbers [PIN]
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: H04L 63/08 for authentication of entities cryptographic mechanisms or cryptographic arrangements for entity authentication H04L9/32

Abstract

The methods, apparatuses and systems described herein provide a system for authenticating users, authorization or information during secure transactions. The system may include a transaction device requiring user authentication, a personal communication device, and a wearable authentication device that communicates with both of the other devices. In one aspect, the wearable authentication device may be configured to communicate with the transaction device requiring authentication and the personal communication device through one or more wireless communication technologies, wherein the wearable authentication device may be configured to act as an intermediary between the transaction device and the personal communication device to facilitate the exchange of at least one authentication information or transaction completion information between the personal communication device and the transaction device.

Claims

1. A wearable device configured to be worn on a user, comprising:

a short-range transceiver;

an ultra short-range transceiver;

a user input interface; and

a processor to facilitate a personal communication device to communicate with a transaction device, wherein the wearable device is external to the transaction device and the personal communication device, the processor is configured to;

receive user authentication information via the user input interface and send the user authentication information to the personal communication device or the transaction device;

receive an encryption key from the personal communication device via the ultra short-range transceiver;

receive, at the wearable device, transaction completion information from the personal communication device through an encrypted communication channel established using the encryption key via the short-range transceiver;

process the transaction completion information on the wearable device; and

send the processed transaction completion information from the wearable device to the transaction device via the ultra short-range transceiver.

2. The wearable device of claim 1, wherein the processor is further configured to decrypt the transaction completion information, on the wearable device.

3. The wearable device of claim 1, wherein the processor is further configured to:

prepare a request for the transaction completion information; and

send the request for the transaction completion information via the short-range transceiver to the personal communication device.

4. The wearable device of claim 3, wherein the processor is further configured to encrypt the request for the transaction completion information.

5. The wearable device of claim 3, wherein the processor is further configured to add the user authentication information to the request for the transaction completion information as a part of preparation of the request for the transaction completion information.

6. The wearable device of claim 1, wherein the user input interface is configured to receive an alphanumeric string.

7. The wearable device of claim 1, wherein the user input interface is a biometric input device.

8. The wearable device of claim 1, wherein the wearable device is configured as one of:

a watch to be worn on a user'"'"'s wrist, a pocket watch, or a ring to be worn on a user'"'"'s finger.

9. The wearable device of claim 1, wherein the transaction completion information is for a door unlocking transaction.

10. The wearable device of claim 1, wherein the transaction completion information is for a payment transaction and contains credit card information.

11. A wearable device configured to be worn on a user, comprising:

a short-range transceiver;

an ultra short-range transceiver;

a user input interface; and

a processor to facilitate a personal communication device to communicate with a transaction device, wherein the wearable device is external to the transaction device and the personal communication device, the processor is configured to;

receive user authentication information via the user input interface and send the user authentication information to the personal communication device or the transaction device;

receive an encryption key from the personal communication device via the ultra short-range transceiver;

establish an encrypted communication channel with the personal communication device using the encrypted key via the short-range transceiver;

receive, at the wearable device, a request from the transaction device via the ultra short-range transceiver for transaction completion information;

process the request for the transaction completion information on the wearable device; and

send the processed request for the transaction completion information through the established encrypted communication channel to the personal communication device via the short-range transceiver from the wearable device.

12. The wearable device of claim 11, wherein the processor is further configured to encrypt the request for the transaction completion information on the wearable device.

13. The wearable device of claim 11, wherein the processor is further configured to:

receive the transaction completion information via the short-range transceiver from the personal communication device;

process the transaction completion information; and

send the processed transaction completion information via the ultra short-range transceiver to the transaction device.

14. The wearable device of claim 13, wherein to process the transaction completion information, the processor is further configured to decrypt the transaction completion information.

15. The wearable device of claim 11, wherein to process the request for the transaction completion information, the processor is further configured to add the user authentication information to the request for the transaction completion information as a part of processing the request for the transaction completion information.

16. The wearable device of claim 11, wherein the user input interface is configured to receive an alphanumeric string.

17. The wearable device of claim 11, wherein the user input interface is a biometric input device.

18. The wearable device of claim 11, wherein the wearable device is configured as one of:

a watch to be worn on a user'"'"'s wrist, a pocket watch, or a ring to be worn on a user'"'"'s finger.

19. The wearable device of claim 11, wherein the transaction completion information is for a door unlocking transaction.

20. The wearable device of claim 11, wherein the transaction completion information is for a payment transaction and contains credit card information.

21. A method for facilitating a personal communication device to communicate with a transaction device via a wearable device configured to be worn on a user, comprising:

receiving user authentication information via a user input interface of the wearable device;

sending the user authentication information to the personal communication device or the transaction device;

receiving, at the wearable device, an encryption key from the personal communication device via an ultra short-range transceiver;

receiving, at the wearable device, transaction completion information from the personal communication device through an encrypted communication channel established using the encryption key via a short-range transceiver;

processing the transaction completion information on the wearable device; and

sending the processed transaction completion information to the transaction device via the ultra short-range transceiver from the wearable device, wherein the wearable device is external to the transaction device and the personal communication device.

22. The method of claim 21, further comprising decrypting the transaction completion information in processing the transaction completion information.

23. The method of claim 21, further comprising:

receiving a request for the transaction completion information;

encrypting the request for the transaction completion information; and

sending the encrypted request for the transaction completion information via the short-range transceiver to the personal communication device.

24. The method of claim 23, further comprising adding the received user authentication information to the request for the transaction completion information as a part of preparation of the request for the transaction completion information.

25. A method for facilitating a personal communication device to communicate with a transaction device via a wearable device configured to be worn on a user, comprising:

receiving user authentication information via a user input interface of the wearable device;

sending the user authentication information to the personal communication device or the transaction device;

receiving, at the wearable device, an encryption key from the personal communication device via an ultra short-range transceiver;

establishing an encrypted communication channel with the personal communication device using the encrypted key via a short-range transceiver;

receiving, at the wearable device, a request from the transaction device via the ultra short-range transceiver for transaction completion information from the transaction device via the ultra short-range transceiver;

processing the request for the transaction completion information on the wearable device; and

sending the processed request for the transaction completion information through the established encrypted communication channel to the personal communication device via the short-range transceiver from the wearable device, wherein the wearable device is external to the transaction device and the personal communication device.

26. The method of claim 25, further comprising encrypting the request for the transaction completion information.

27. The method of claim 25, further comprising:

receiving the transaction completion information via the short-range transceiver from the personal communication device;

decrypting the transaction completion information; and

sending the processed transaction completion information via the ultra short-range transceiver to the transaction device.

28. The method of claim 25, further comprising adding the received user authentication information to the request for the transaction completion information as a part of processing the request for the transaction completion information.