System for secure enrollment and secure verification of network users by a centralized identification service
First Claim
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1. A computer-implemented method for enrolling consumers, the method comprising:
- receiving a request to enroll a consumer, the request including a merchant identifier uniquely identifying a merchant of a plurality of merchants and an identity of the consumer;
determining whether the identity of the consumer in the request is for a new account; and
responsive to a determination that the identity of the consumer in the request is for a new account;
instructing the consumer in the request to perform a scan from a scanning device for verification at the merchant;
receiving a scanning result from the consumer, wherein the scanning result includes information to identify the consumer;
storing the scanning result as a verification data item that is associated with the merchant identifier and the identity of the consumer in the request; and
generating a random value uniquely identifying the verification data item associated with the merchant identifier and the identity of the consumer in the request.
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Abstract
A system and method for providing, as a service over a computer network (especially a packet-switched computer network) to a body of merchants connected to the computer network, verification of consumer identification based on data provided over the computer network by scanning devices attached to the computers operated by consumers.
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Citations
18 Claims
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1. A computer-implemented method for enrolling consumers, the method comprising:
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receiving a request to enroll a consumer, the request including a merchant identifier uniquely identifying a merchant of a plurality of merchants and an identity of the consumer; determining whether the identity of the consumer in the request is for a new account; and responsive to a determination that the identity of the consumer in the request is for a new account; instructing the consumer in the request to perform a scan from a scanning device for verification at the merchant; receiving a scanning result from the consumer, wherein the scanning result includes information to identify the consumer; storing the scanning result as a verification data item that is associated with the merchant identifier and the identity of the consumer in the request; and generating a random value uniquely identifying the verification data item associated with the merchant identifier and the identity of the consumer in the request. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A non-transitory computer readable storage medium storing computer program code executed by a computer processor, comprising code for:
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receiving a request to enroll a consumer, the request including a merchant identifier uniquely identifying a merchant of a plurality of merchants and an identity of the consumer; determining whether the identity of the consumer in the request is for a new account; and responsive to a determination that the identity of the consumer in the request is for a new account; instructing the consumer in the request to perform a scan from a scanning device for verification at the merchant; receiving a scanning result from the consumer, wherein the scanning result includes information to identify the consumer; storing the scanning result as a verification data item that is associated with the merchant identifier and the identity of the consumer in the request; and generating a random value uniquely identifying the verification data item associated with the merchant identifier and the identity of the consumer in the request. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17, 18)
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Specification