Sensors and system for accessing and validating sensor data

• US 9,705,695 B1
• Filed: 12/21/2015
• Issued: 07/11/2017
• Est. Priority Date: 12/21/2015
• Status: Active Grant

• Current Assignee: Hartford Fire Insurance Company (The Hartford Financial Services Group, Inc.)
• Original Assignee: Hartford Fire Insurance Company (The Hartford Financial Services Group, Inc.)
• Inventors: Brandman, Michael Louis, Marchetti, Richard J., Ryen, Steinar, Feldman, Julia M.
• Primary Examiner(s): NGUYEN, LEON VIET Q
• Application Number:
  US14/976,740
• Publication Number:
  US 20170180147A1
• Time in Patent Office: 568 Days
• Field of Search: None
• CPC Class Codes: B42D 15/0033 Owner certificates, insurance policies, guarantees
• CPC Class Codes: G06Q 30/0207 Discounts or incentives, e.g. coupons or rebates
• CPC Class Codes: G06Q 30/0283 Price estimation or determination
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: G08B 17/10 Actuation by presence of smoke or gases , e.g. automatic alarm devices for analysing flowing fluid materials by the use of optical means
• CPC Class Codes: G08B 19/00 Alarms responsive to two or more different undesired or abnormal conditions, e.g. burglary and fire, abnormal temperature and abnormal rate of flow
• CPC Class Codes: G08B 21/20 responsive to moisture
• CPC Class Codes: H04L 12/2803 Home automation networks
• CPC Class Codes: H04W 4/70 Services for machine-to-machine communication [M2M] or machine type communication [MTC]

Abstract

This invention relates to apparatus and systems for providing home and building security and condition monitoring. More particularly, the invention relates to a plurality of devices, including intelligent, multi-sensing, network-connected devices, that communicate dynamically with each other and a remotes server.

Claims

1. A dynamic building control system having a plurality of sensor units for detecting one or more conditions associated with one or more building components, the system, comprising:

a plurality of sensor units electrically connected to one or more building components, the sensor units comprising at least one or more of ultraviolet (UV), infrared (IR), multi-spectrum infrared (MSIR), and visual flame imaging, wherein the sensor units detect a plurality of condition states within certain regions of a building structure, wherein the sensor units generate electronic signals corresponding to a plurality of sensed condition states within a building structure;

a wireless network in communication with the sensor units; and

an electronic control center, wherein the control center receives the electronic signals over the wireless network and transmits data related to the electronic signals to a remote server system, the remote server system augmenting the received data with auxiliary data from one or more third party auxiliary data sources including monitoring service enrollment data indicative of current enrollment in monitoring services provided by one or more third party monitoring services currently monitoring one or more of the plurality of sensor units, the remote server system further associating the augmented data comprising the received data and the auxiliary data with one or more building properties in order to modify one or more stored parameters associated with the building properties.

5. The system of claim 1, wherein the plurality of the sensors comprise a remote fire, smoke and CO2 detector.

6. The system of claim 5, wherein the enrollment data is used to validate a discount.

7. The system of claim 6, wherein one of the plurality of the sensors comprises a leak detection system.

8. The system of claim 7, wherein a water flow threshold from the leak detection system is used to provide first notice of loss data.

9. The system of claim 1, wherein one of the plurality of the sensors comprises a temperature control device.

11. The system of claim 1, wherein one of the plurality of the sensors is a utility monitoring device.

12. The system of claim 11, wherein utility monitoring device provides average usage pattern data to adjust coverage pricing in a remote network server.

13. The system of claim 12, wherein the sensor is a weather monitoring sensor that provides first notice of loss data to a network server.

14. The system of claim 1, wherein the stored parameter is a discount applicable to the property.

15. The system of claim 1, wherein the sensor includes location based services capability.

2. A dynamic building control system having a plurality of sensor units for detecting one or more conditions associated with one or more building components, the system, comprising:

a plurality of sensor units electrically connected to one or more building components, the sensor units comprising at least one or more of ultraviolet (UV), infrared (IR), multi-spectrum infrared (MSIR), and visual flame imaging, wherein the sensor units detect a plurality of condition states within certain regions of a building structure, wherein the sensor units generate electronic signals corresponding to a plurality of sensed condition states within the building structure;

a wireless network in communication with the sensor units; and

an electronic control center, wherein the control center receives the electronic signals over the wireless network and transmits data related to the electronic signals to a remote server system, the remote server system augmenting the received data with auxiliary data from one or more third party auxiliary data sources including monitoring service enrollment data indicative of current enrollment in monitoring services provided by one or more third party monitoring services currently monitoring one or more of the plurality of sensor units, the remote server system further associating the augmented data comprising the received data and the auxiliary data with one or more building properties in order to modify one or more stored parameters associated with the building properties;

wherein the sensors include entry/exit sensors, motion detectors, glass breakage sensors, video monitoring sensors, and wherein the augmented data further comprises enablement data, occupancy data and alarm data.

3. The system of claim 2, wherein the sensors and the augmented data are used to calculate discounts to theft coverages.

4. The system of claim 2, wherein the sensors and the augmented data are used to determine whether a first notice of loss condition occurred.

10. A dynamic building control system having a plurality of sensor units for detecting one or more conditions associated with one or more building components, the system, comprising:

a plurality of sensor units electrically connected to one or more building components, the sensor units comprising at least one or more of ultraviolet (UV), infrared (IR), multi-spectrum infrared (MSIR), and visual flame imaging, wherein the sensor units detect a plurality of condition states within certain regions of a building structure, wherein the sensor units generate electronic signals corresponding to a plurality of sensed condition states within the building structure;

a wireless network in communication with the sensor units; and

an electronic control center, wherein the control center receives the electronic signals over the wireless network and transmits data related to the electronic signals to a remote server system, the remote server system augmenting the received data with auxiliary data from one or more third party auxiliary data sources including monitoring service enrollment data indicative of current enrollment in monitoring services provided by one or more third party monitoring services currently monitoring one or more of the plurality of sensor units, the remote server system further associating the augmented data comprising the received data and the auxiliary data with one or more building properties in order to modify one or more stored parameters associated with the building properties;

wherein one of the plurality of the sensors is a temperature control device and wherein one of the one or more third party monitoring services receives temperature data and provides the enrollment data and average temperature data to the electronic control center to verify a discount and adjust pricing data.

16. A sensor system having for detecting and mitigating one or more conditions associated with a connected building structure, the system, comprising:

a plurality of sensors coupled to one or more home components, wherein a plurality of the sensors sense one or more conditions within certain regions of the connected building structure;

one or more control units electrically connected to the sensors, wherein at least one of control units generates an electronic signal corresponding to a condition of the connected building structure; and

a control center connected to a remote server system, wherein the control center receives the electronic signal, and transmits data related to the electronic signal to a server system, the remote server system augmenting the received data with auxiliary data from one or more third party data providers, the auxiliary data including enrollment data indicative of monitoring services provided by one or more third party monitoring services currently monitoring one or more of the plurality of sensor units, and applying a weighting factor to the augmented data comprising the received data and the auxiliary data for modifying a stored parameter associated with the one or more properties.

17. The system of claim 16, further comprising transmitting one or more control signals to the one or more control units, wherein the one or more control signals include instructions to activate a building component in a manner that mitigates risk.

18. The system of claim 17, wherein the risk is associated with a water, fire or wind associated risk.

19. The system of claim 16 wherein the home components comprises two or more of locks, appliances, doors, windows and HVAC related components.

20. A control system having a plurality of sensor units for monitoring a building structure, the system, comprising:

a plurality of sensor units electrically connected to one or more building components, wherein a plurality of the sensor units monitor one or more conditions within the building structure;

one or more control units electrically connected to the sensor units, wherein at least one of control units generates an electronic signal corresponding to a condition state; and

a control center connected to a remote server processing system and a remote data system, wherein the control center receives the electronic signal, and transmits data related to the electronic signal to a remote server system, the remote server system augmenting the received data with (i) auxiliary data including enrollment data indicative of monitoring services provided by one or more third party monitoring services currently monitoring one or more of the plurality of sensor units, and (ii) one or more building properties, and applying a weighting factor to the augmented data comprising the received data and the auxiliary data based on the respective sensor unit for the one or more building structures to modify a stored parameter associated with the one or more properties, the control center transmitting one or more control signals to one or more control units, the transmitted signal controlling one or more building components to mitigate a condition state associated with the building structure.