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Merchant competition alert

  • US 9,710,802 B2
  • Filed: 04/26/2010
  • Issued: 07/18/2017
  • Est. Priority Date: 04/28/2009
  • Status: Active Grant
First Claim
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1. A method comprising:

  • receiving, by a server computer, a product identifier in an authorization request message at a server computer for a product after the product has been purchased in a transaction conducted by a user with a first merchant computer of a first merchant, the product having a first merchant price;

    accessing, by the server computer, a database including product data associated with the product identifier and a plurality of notification templates;

    selecting, by the server computer, the product data associated with the product identifier stored in the database;

    selecting, by the server computer, a notification template based on the product data from the plurality of notification templates stored in the database;

    formatting, using the server computer, a product alert indicator, by populating the selected notification template with at least a portion of the product data associated with the product identifier, the product data including a second merchant price of the product from a second merchant;

    sending, by the server computer, the product alert indicator to a user device operated by the user; and

    after sending the product alert indicator, receiving the product identifier in a second authorization request message from a second merchant computer associated with the second merchant, wherein the product identifier is associated with the product in a second transaction conducted with the user with the second merchant computer.

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