Apparatus, system and method for dispute resolution, regulation compliance and quality management in financial institutions
First Claim
1. An apparatus for detecting misconduct related to a transaction associated with an organization, the apparatus comprising one or more computers or processors for executing software components, the software components comprising:
- a capturing component for capturing an interaction containing audio, wherein the interaction constitutes communication with the organization;
a transaction receiving component for receiving a transaction, wherein the transaction constitutes a financial deal with at least one financial institution separate from the organization and the interaction;
an association component to associate the interaction with the transaction based on determining the interaction as previously leading to the transaction and further creating and setting, based on data provided by a party to the transaction, a unique identifier to the interaction in data of the transaction which is duplicated in data of the transaction, and linking data of the interaction with data of the transaction using the unique identifier that is consequently common to the interaction and the transaction;
an at least one recording and logging component for storing the interaction, and the transaction in an organization database;
a retrieval component for retrieving the interaction and the transaction from the organization database;
an audio content analysis component for performing audio content analysis on the interaction and detecting a predetermined word or sentence mentioned in the interaction;
a transaction analysis component for analyzing the transaction and detecting a suspicious transaction; and
a business analysis component for identifying misconduct associated with the organization, based on the predetermined word or sentence and the suspicious transaction,wherein said capturing component is programmed to capture information from devices selected from the group consisting of;
a telephone, a fax, an e-mail server, an analog video camera, a digital video camera, an analog audio microphone, and a digital audio microphone.
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Accused Products
Abstract
An apparatus, system and method for multimedia capturing, logging and retrieval are disclosed. The apparatus provides time synchronized voice and data interactions capturing and logging, secured playback and retrieval functionality for dispute resolution, for detecting negative and positive conduct, for business analysis and performance, and for quality management. The apparatus provides for synchronization and association of multi-media interactions for financial transactions in order to provide for the retrieval, playback, and review of the transaction-specific events in their temporally correct and integrated sequence.
75 Citations
23 Claims
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1. An apparatus for detecting misconduct related to a transaction associated with an organization, the apparatus comprising one or more computers or processors for executing software components, the software components comprising:
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a capturing component for capturing an interaction containing audio, wherein the interaction constitutes communication with the organization; a transaction receiving component for receiving a transaction, wherein the transaction constitutes a financial deal with at least one financial institution separate from the organization and the interaction; an association component to associate the interaction with the transaction based on determining the interaction as previously leading to the transaction and further creating and setting, based on data provided by a party to the transaction, a unique identifier to the interaction in data of the transaction which is duplicated in data of the transaction, and linking data of the interaction with data of the transaction using the unique identifier that is consequently common to the interaction and the transaction; an at least one recording and logging component for storing the interaction, and the transaction in an organization database; a retrieval component for retrieving the interaction and the transaction from the organization database; an audio content analysis component for performing audio content analysis on the interaction and detecting a predetermined word or sentence mentioned in the interaction; a transaction analysis component for analyzing the transaction and detecting a suspicious transaction; and a business analysis component for identifying misconduct associated with the organization, based on the predetermined word or sentence and the suspicious transaction, wherein said capturing component is programmed to capture information from devices selected from the group consisting of;
a telephone, a fax, an e-mail server, an analog video camera, a digital video camera, an analog audio microphone, and a digital audio microphone. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14)
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15. A method for identifying code of conduct non-compliance related to a transaction associated with an organization, the method comprising:
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capturing an interaction containing audio by an interaction capturing device via an audio communication interface apparatus employing a Computer Telephony Integration device and a recorder device, wherein the interaction constitutes communication with the organization; capturing a transaction by a transaction device, wherein the transaction constitutes a financial deal with at least one financial institution separate from the organization and the interaction; associating the interaction with the transaction by determining the interaction as previously leading to the transaction and further creating and setting, based on data provided by a party to the transaction, a unique identifier to the interaction in data of the transaction which is duplicated in data of the transaction, and linking data of the interaction with data of the transaction using the unique identifier that is consequently common to the interaction and the transaction; performing audio content analysis on the interaction for detecting a predetermined word or sentence mentioned in the interaction; analyzing the transaction for detecting a suspicious transaction; and identifying misconduct associated with the organization, based on the predetermined word or sentence and the suspicious transaction. - View Dependent Claims (16, 17, 18, 19, 20, 21, 22, 23)
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Specification