Systems and methods for facilitating transactions using pattern recognition

• US 9,734,499 B2
• Filed: 01/24/2014
• Issued: 08/15/2017
• Est. Priority Date: 01/24/2014
• Status: Active Grant

• Current Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Original Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Inventors: Subbaraj, Puvanenthiran
• Primary Examiner(s): Chang, Edward
• Application Number:
  US14/164,051
• Publication Number:
  US 20150213448A1
• Time in Patent Office: 1,299 Days
• Field of Search: 705 40
• CPC Class Codes: G06Q 20/085 involving remote charge determination or related payment systems
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/204 comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
• CPC Class Codes: G06Q 20/227 characterised in that multiple accounts are available, e.g. to the payer
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/326 Payment applications installed on the mobile devices
• CPC Class Codes: G06Q 20/3276 using a pictured code, e.g. barcode or QR-code, being read by the M-device
• CPC Class Codes: G06Q 20/386 using messaging services or messaging apps using mobile network messaging services for payment, e.g. SMS G06Q20/3255
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 30/04 Billing or invoicing
• CPC Class Codes: G07F 9/001 Interfacing with vending machines using mobile or wearable devices

Abstract

Systems and methods are provided for online transactions using pattern recognition. A user of a payment provider may create and register patterns drawn by the user on a pattern entry image. The user may register the patterns by associating transaction options with each drawn pattern. Each pattern may be used to execute a particular transaction such as a purchase transaction, a payment of a specific amount, a payment to a specific recipient, or a sales transaction. When the user wishes to execute a transaction such as an online payment to a particular recipient for a particular amount, the user can redraw the registered pattern associated with payments to that recipient for that amount. A pattern can be drawn at a particular location on the pattern entry image. Different transactions can be associated with patterns drawn at different locations.

Claims

1. A system, comprising:

a non-transitory memory; and

one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the system to perform operations comprising;

providing a pattern entry image to a user;

receiving pattern entry data that comprises a first pattern drawn by the user within a first location of a touchscreen user interface displaying a first object and a second pattern drawn by the user within a second location of the touchscreen user interface displaying a second object, the first location being non-overlapping with the second location; and

causing electronic commerce transactions to be performed based on the received pattern entry data, the electronic commerce transactions including a first electronic commerce transaction associated with the first object performed in response to the first pattern being drawn within the first location of the pattern entry image, and a second electronic commerce transaction associated with the second object is performed in response to the second pattern being drawn within the second location of the pattern entry image.

2. The system of claim 1, wherein the first pattern and the second pattern have different shapes.

3. The system of claim 1, wherein the operations further comprise:

providing pattern association options to the user, and associating the electronic commerce transaction to be performed with the pattern entry data by receiving selected ones of the pattern association options from the user.

4. The system of claim 3, wherein the pattern association options comprise a transaction type option, a currency amount option, and a recipient option.

5. The system of claim 3, wherein the selected ones of the pattern association options comprise a specific currency amount to be sent or received by the user and wherein the pattern entry data corresponds to the specific currency amount.

6. The system of claim 3, wherein the selected ones of the pattern association options comprise a specific recipient or a specific payer of funds from or to the user and wherein the pattern entry data corresponds to the specific recipient or the specific payer.

7. The system of claim 1, wherein the pattern entry image is provided with a user-uploaded digital photograph, a dot matrix, or a merchant webpage.

8. The system of claim 7, wherein the user-uploaded digital photograph contains a person or an object.

9. A method, comprising:

providing, electronically by a hardware processor, a pattern entry image to a user;

receiving, electronically by the hardware processor, a pattern entry comprising a first pattern drawn by the user on a first location of a touchscreen user interface displaying a first object and a second pattern drawn by the user on a second location of the touchscreen user interface displaying a second object, the first location not overlapping with the second location;

recognizing, electronically by the hardware processor, the first pattern and the second pattern of the pattern entry;

obtaining, electronically by the hardware processor in response to the recognizing, stored pattern association selections associated with the pattern entry, wherein the stored pattern association selections specify a first transaction that is to be performed in response to the first pattern being drawn within the first location and a second transaction that is to be performed in response to the second pattern being drawn within the second location; and

executing, electronically by the hardware processor, the first transaction with the first object and the second transaction with the second object based on the pattern association selections.

10. The method defined in claim 9, wherein the pattern entry image is provided with a digital photograph, a multi-point matrix, or a web page.

11. The method defined in claim 9, wherein the stored pattern association selections comprise a currency amount and a recipient and wherein the executing comprises requesting a payment of the currency amount from the recipient.

12. The method defined in claim 9, wherein the stored pattern association selections comprise an invoice transaction type and a recipient and wherein the executing comprises:

generating an invoice; and

sending the invoice to the recipient.

13. The method defined in claim 10, wherein the digital photograph contains a person or an object.

19. The method defined in claim 9, wherein the first pattern and the second pattern have different shapes.

14. A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:

providing a pattern entry image to a user;

receiving a pattern entry comprising a first pattern drawn by the user on a first location of a touchscreen user interface displaying a first object and a second pattern drawn by the user on a second location of a touchscreen user interface displaying a second object;

recognizing the first pattern and the second pattern of the pattern entry;

obtaining, in response to the recognizing, stored pattern association selections associated with the pattern entry, wherein the stored pattern association selections specify a first transaction that is to be performed in response to the first pattern being drawn within the first location and a second transaction that is to be performed in response to the second pattern being drawn within the second location; and

executing the first transaction with the first object and the second transaction with the second object based on the pattern association selections.

15. The non-transitory machine-readable medium defined in claim 14, wherein the stored pattern association selections comprise a payment amount and a recipient and wherein the executing comprises sending a payment from the user to the recipient.

16. The non-transitory machine-readable medium defined in claim 14, wherein the pattern entry image is provided with a user-selected digital image, an N by M matrix, or a transaction webpage.

17. The non-transitory machine-readable medium defined in claim 14, wherein the transaction comprises an invoicing transaction and wherein the executing comprises:

generating an invoice; and

sending the invoice to a recipient.

18. The non-transitory machine-readable medium defined in claim 14, wherein the operations further comprise:

receiving location-dependent amount change information from the user.

20. The non-transitory machine-readable medium defined in claim 14, wherein the first pattern and the second pattern have different shapes.