Readying customer data based on geo-location

• US 9,747,595 B1
• Filed: 08/31/2012
• Issued: 08/29/2017
• Est. Priority Date: 08/31/2012
• Status: Active Grant

• Current Assignee: Intuit, Inc.
• Original Assignee: Intuit, Inc.
• Inventors: Tublin, Bryan Kyle, Wolfe, Jeffrey M., Lucero, Eddie James, Ohme, Phillip J., Wilson, Fielding B., Keathley, Robert Milo
• Primary Examiner(s): Fleischer, Mark A
• Application Number:
  US13/601,624
• Time in Patent Office: 1,824 Days
• Field of Search: 705346
• CPC Class Codes: G06Q 20/3221 Access to banking information through M-devices
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/325 using wireless networks
• CPC Class Codes: G06Q 30/0261 based on user location
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03

Abstract

In one embodiment, the invention involves a method for readying client financial data. The method comprises receiving a proximity distance; identifying a location of a mobile device of a financial professional (FP); identifying a location of a first client of the FP within the proximity distance from the location of the mobile device; downloading, by the mobile device and in response to identifying the first client, a first financial data item corresponding to the first client; and displaying, to the FP by the mobile device, the first financial data item.

Claims

1. A method for readying client financial data, comprising:

receiving a proximity distance;

identifying, using a Global Positioning System (GPS) of a first mobile device of a financial professional (FP), a first location of the first mobile device;

receiving, at the first mobile device, first GPS coordinates sent from a second mobile device used by a first client of the FP;

using the received first GPS coordinates, identifying a first location of the second mobile device;

executing, using a processor of the first mobile device, a first determination that a first distance between the first location of the first mobile device and the first location of the second mobile device exceeds the proximity distance;

identifying, using the GPS of the first mobile device, a second location of the first mobile device;

receiving, at the first mobile device, second GPS coordinates sent from the second mobile device;

using the received second GPS coordinates, identifying a second location of the second mobile device;

executing, using the processor of the first mobile device, a second determination that a second distance between the second location of the first mobile device and the second location of the second mobile device is within the proximity distance;

downloading, by the first mobile device of the FP and in response to identifying the second mobile device used by the first client within the proximity distance, a first financial data item corresponding to the first client, the first financial data item downloaded from a server connected to the first mobile device of the FP by a wireless network; and

displaying, to the FP by the first mobile device of the FP, the first financial data item.

2. The method of claim 1, further comprising:

identifying a location of a second client of the FP within the proximity distance from the second location of the first mobile device;

downloading, by the first mobile device of the FP and in response to identifying the location of the second client, a second financial data item corresponding to the second client; and

displaying, to the FP by the first mobile device of the FP, the second financial data item.

3. The method of claim 2, wherein downloading the second financial data item occurs before downloading the first financial data item when the location of the second client is closer to the second location of the first mobile device of the FP than the second location of the second mobile device used by the first client.

4. The method of claim 2, wherein the location of the second client corresponds to a home of the second client.

5. The method of claim 1, wherein the first financial data item is an e-filing tax return acceptance.

6. The method of claim 1, wherein the FP is a professional tax preparer.

7. A system for readying client financial data, comprising:

a first mobile device of a financial professional (FP); and

a financial application executing on the first mobile device of the FP and configured to;

receive a proximity distance;

identify, using a Global Positioning System (GPS) of the first mobile device of the FP, a first location of the first mobile device;

receive, at the first mobile device, first GPS coordinates sent from a second mobile device used by a first client of the FP;

using the received first GPS coordinates, identify a first location of the second mobile device;

execute, using a processor of the first mobile device, a first determination that a first distance between the first location of the first mobile device and the first location of the second mobile device exceeds the proximity distance;

identify, using the GPS of the first mobile device, a second location of the first mobile device;

receive, at the first mobile device, second GPS coordinates sent from the second mobile device;

using the received second GPS coordinates, identify a second location of the second mobile device;

execute, using the processor of the first mobile device, a second determination that a second distance between the second location of the first mobile device and the second location of the second mobile device is within the proximity distance;

download, in response to identifying the second mobile device used by the first client within the proximity distance, a first financial data item corresponding to the first client, the first financial data item downloaded from a server connected to the first mobile device of the FP by a wireless network; and

display, to the FP, the first financial data.

8. The system of claim 7, wherein the financial application is further configured to:

identify a location of a second client of the FP within the proximity distance from the second location of the first mobile device of the FP;

download, in response to identifying the location of the second client, a second financial data item corresponding to the second client; and

display, to the FP, the second financial data.

9. The system of claim 8, wherein the financial application is further configured to download the second financial data item before the first financial data item is downloaded when the location of the second client is closer to the second location of the first mobile device of the FP than the second location of the second mobile device used by the first client.

10. The system of claim 7, wherein the proximity distance is 2.5 miles.

11. The system of claim 8, wherein the location of the second client corresponds to a home address of the second client.

12. The system of claim 7, wherein the first financial data item is an e-filing tax return acceptance.

13. The system of claim 7, wherein the FP is a professional tax preparer.

14. A non-transitory computer-readable medium (CRM) storing a plurality of instructions for readying client financial data, the plurality of instructions comprising functionality to:

receive a proximity distance;

identify, using a Global Positioning System (GPS) of a first mobile device of a financial professional (FP), a first location of the first mobile device;

receive, at the first mobile device, first GPS coordinates sent from a second mobile device used by a first client of the FP;

using the received first GPS coordinates, identify a first location of the second mobile device;

execute, using a processor of the first mobile device, a first determination that a first distance between the first location of the first mobile device and the first location of the second mobile device exceeds the proximity distance;

identify, using the GPS of the first mobile device, a second location of the first mobile device;

receive, at the first mobile device, second GPS coordinates sent from the second mobile device;

using the received second GPS coordinates, identify a second location of the second mobile device;

execute, using the processor of the first mobile device, a second determination that a second distance between the second location of the first mobile device and the second location of the second mobile device is within the proximity distance;

download, by the first mobile device of the FP and in response to identifying the location of the second mobile device used by the first client within the proximity, a first financial data item corresponding to the first client, the first financial data item downloaded from a server connected to the first mobile device of the FP by a wireless network; and

display, to the FP, the first financial data.

15. The non-transitory CRM of claim 14, wherein the instructions further comprise functionality to:

identify a location of a second client of the FP located within the proximity distance of the second location of the first mobile device of the FP;

download, in response to identifying the location of the second client, a second financial data item corresponding to the second client; and

display, to the FP, the second financial data.

16. The non-transitory CRM of claim 15, wherein the instructions further comprise functionality to download the second financial data item before the first financial data item is downloaded when the location of the second client is closer to the second location of the first mobile device of the FP than the second location of the second mobile device used by the first client.

17. The non-transitory CRM of claim 14, wherein the proximity distance is 2.5 miles.

18. The non-transitory CRM of claim 15, wherein the location of the second client corresponds to a home address of the second client.

19. The non-transitory CRM of claim 14, wherein the first financial item data is an e-filing tax return acceptance.