Methods and systems for assessing comparative negligence
First Claim
1. A computer-implemented method comprising:
- receiving, by a processor of a comparative negligence assessment system, information relating to a collision involving two or more vehicles, wherein the information includes a type of accident;
receiving, from a claims adjustor into the comparative negligence assessment system, an initial negligence allocation between an insured vehicle and a claimant vehicle;
dynamically generating, by the processor of the comparative negligence assessment system, questions based on the information relating to the collision, the initial negligence allocation and a skill level of the claims adjustor, the dynamically generated questions being displayed on a computing device associated with the claims adjustor in response to receiving the information relating to the collision and the initial negligence allocation,wherein the questions are used by the claims adjustor to reevaluate the initial negligence allocation; and
receiving, from the claims adjustor through the comparative negligence assessment system, a finalized negligence allocation between the insured vehicle and the claimant vehicle.
1 Assignment
0 Petitions
Accused Products
Abstract
Methods and systems for assessing comparative negligence and training adjustors to assess comparative negligence are described. In some embodiments, a method includes receiving information relating to a collision involving two or more vehicles. The information may include a type of accident. A claims adjustor may provide an initial negligence allocation between an insured vehicle and a claimant vehicle. Based on the received information and the initial negligence allocation, questions may be dynamically generated. The questions may be used by the claims adjustor to reevaluate the initial negligence allocation. A finalized negligence allocation between the insured vehicle and the claimant vehicle may be received.
12 Citations
20 Claims
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1. A computer-implemented method comprising:
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receiving, by a processor of a comparative negligence assessment system, information relating to a collision involving two or more vehicles, wherein the information includes a type of accident; receiving, from a claims adjustor into the comparative negligence assessment system, an initial negligence allocation between an insured vehicle and a claimant vehicle; dynamically generating, by the processor of the comparative negligence assessment system, questions based on the information relating to the collision, the initial negligence allocation and a skill level of the claims adjustor, the dynamically generated questions being displayed on a computing device associated with the claims adjustor in response to receiving the information relating to the collision and the initial negligence allocation, wherein the questions are used by the claims adjustor to reevaluate the initial negligence allocation; and receiving, from the claims adjustor through the comparative negligence assessment system, a finalized negligence allocation between the insured vehicle and the claimant vehicle. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 20)
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12. A non-transitory, computer-readable medium, the computer-readable medium having computer-readable instructions stored thereon, which, when executed by one or more processors, configure the one or more processors for:
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receiving information relating to a collision involving two or more vehicles, wherein the information includes a type of accident; receiving, from a claims adjustor, one or more inputs indicative of an initial negligence allocation between an insured vehicle and a claimant vehicle; dynamically generating questions based on the information relating to the collision, the initial negligence allocation and a skill level of the claims adjustor, the dynamically generated questions being displayed on a computing device associated with the claims adjustor in response to receiving the information relating to the collision and the initial negligence allocation, wherein the questions are used by the claims adjustor to reevaluate the initial negligence allocation; and receiving, from the claims adjustor, a finalized negligence allocation between the insured vehicle and the claimant vehicle. - View Dependent Claims (13, 14, 15)
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16. A system comprising:
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a memory; and a processor in communication with the memory, the processor operable to execute software modules, the software modules comprising; an investigation module operable to receive information relating to a collision involving two or more vehicles, wherein the information includes a point of impact of at least one of the vehicles, an initial negligence allocation module operable to receive an initial negligence allocation between an insured vehicle and a claimant vehicle, and a determination engine operable to determine whether to generate additional questions for a claims adjustor to reevaluate the initial negligence allocation, wherein when the additional questions are generated, the additional questions are displayed on a computing device associated with the claims adjustor, wherein the determination is based on the point of impact, a skill level of the claims adjustor, and the initial negligence allocation. - View Dependent Claims (17, 18, 19)
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Specification