Method and system for distributing and tracking information

• US 9,760,863 B2
• Filed: 07/28/2014
• Issued: 09/12/2017
• Est. Priority Date: 10/16/2007
• Status: Active Grant

• Current Assignee: JP Morgan Chase Bank, N.A. (JP Morgan Chase & Co)
• Original Assignee: JP Morgan Chase Bank, N.A. (JP Morgan Chase & Co)
• Inventors: Lee, Sih, Kunzle, Adrian
• Primary Examiner(s): Pham, Luu
• Assistant Examiner(s): Baum, Ronald
• Application Number:
  US14/444,261
• Publication Number:
  US 20140337248A1
• Time in Patent Office: 1,142 Days
• Field of Search: 726 21
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: H04L 63/0435 wherein the sending and receiving network entities apply symmetric encryption, i.e. same key used for encryption and decryption cryptographic mechanisms or cryptographic arrangements for symmetric key encryption H04L9/06
• CPC Class Codes: H04L 63/101 Access control lists [ACL]
• CPC Class Codes: H04L 67/55 Push-based network services

Abstract

Aspects of the present invention are directed to a method and system for distributing information from an information distributor in a banking environment. The method may include composing an electronic notification instrument by providing a notification component and providing a payload component, the payload component including a selectable link. The method may additionally include pushing the electronic notification instrument to an information client and allowing a pull from the information distributor through the electronic notification instrument such that the payload component including the selectable link is activated by an authorized information recipient, the authorized information recipient determined by the information client. The method may additionally include determining through a tracer whether the electronic notification instrument has an acceptable disposition and rendering the electronic notification instrument inaccessible if the disposition is not acceptable.

Claims

1. A computer-implemented method for distributing information from an information distributor by providing an electronic notification component and a payload component, the method comprising:

storing in at least one non-transitory computer memory, data and instructions pertaining to at least one information recipient, at least one entitlement rule associated with the at least one information recipient, and tracer disposition rules defining acceptable tracer disposition;

accessing the at least one non-transitory computer memory by a computer processor to execute the instructions stored at the non-transitory computer memory, and to perform steps including;

composing an electronic notification instrument using the electronic notification component and the payload component, the payload component including a selectable link providing access to information, wherein the information is selected based on the at least one entitlement rule associated with the at least one information recipient;

encrypting the payload component based on the information recipient;

appending an object including computer code to the electronic notification component, the object functioning as a tracer to the electronic notification component, the tracer enabling identification of a disposition of the electronic notification instrument when the electronic notification component is accessed, wherein the disposition comprises an identification of a network of the information recipient computer;

pre-setting a policy for an acceptable disposition of the tracer;

pushing the electronic notification instrument to the at least one information recipient;

posting the electronic notification instrument on an information client intranet, thereby allowing the at least one information recipient to pull content;

determining a disposition of the tracer based on a report from the tracer, the disposition including an identified network;

determining whether the information recipient is an authorized information recipient by determining if the disposition is an acceptable disposition based on the identified network and the pre-set policy;

allowing a pull from the information distributor through the electronic notification instrument such that the payload component including the selectable link is activated when the at least one information recipient is authorized, the at least one authorized information recipient determined by the tracer disposition rules; and

causing destruction of the notification instrument when the disposition is unacceptable.

2. The method of claim 1, wherein the tracer is visible to the at least one information recipient.

3. The method of claim 1, wherein the tracer is not visible to the at least one information recipient.

4. The method of claim 1, wherein the tracer is one of a web beacon, a tracking bug, a pixel tag, a web bug, or a clear GIF.

5. The method of claim 1, further comprising configuring the tracer to access an information distribution server upon viewing of the electronic notification instrument.

6. The method of claim 5, further comprising recording an identity of a recipient viewing the electronic notification instrument.

7. The method of claim 1, further comprising a tracer history at the information distributor.

8. The method of claim 1, further comprising receiving information from at least one information source and validating and verifying the information prior to preparing the electronic notification instrument.

9. The method of claim 1, further comprising setting policy management rules regarding circulation of the electronic notification instrument pushed by a notification distributor.

10. The method of claim 9, wherein the policy management rules contain at least one of confidentiality settings and privacy settings.

11. The method of claim 9, wherein the policy management rules are set by the information distributor.

12. The method of claim 9, wherein the policy management rules are set by an information client.

13. A computer-implemented information distribution system for distributing information from an information distributor by providing an electronic notification component and a payload component, the information distribution system comprising:

at least one non-transitory storage device storing data and instructions pertaining to at least one information recipient, at least one entitlement rule associated with the at least one information recipient, and tracer disposition rules defining acceptable tracer disposition; and

at least one computer processor accessing the data and instruction stored at said non-transitory storage device, the executing instructions to perform steps including;

composing an electronic notification instrument using the electronic notification component and the payload component, the payload component including a selectable link providing access to information, wherein the information is selected based on the at least one entitlement rule associated with the at least one information recipient;

encrypting the payload component based on the information recipient;

appending an object including computer code to the electronic notification component, the object functioning as a tracer to the electronic notification component, the tracer enabling identification of a disposition of the electronic notification instrument when the electronic notification component is accessed, wherein the disposition comprises a network of the information recipient computer;

pre-setting a policy for an acceptable disposition of the tracer;

pushing the electronic notification instrument to the at least one information recipient;

posting the electronic notification instrument on an information client intranet, thereby allowing the at least one information recipient to pull content;

determining a disposition of the tracer based on a report from the tracer, the disposition including an identified network;

determining whether the information recipient is an authorized information recipient by determining if the disposition is an acceptable disposition based on the identified network and the pre-set policy;

allowing a pull from the information distributor through the electronic notification instrument such that the payload component including the selectable link is activated by an authorized information recipient, the authorized information recipient determined by the tracer disposition rules; and

causing destruction of the notification instrument when the disposition is unacceptable.

14. The system of claim 13, wherein the tracer is visible to the at least one information recipient.

15. The system of claim 13, wherein the tracer is not visible to the at least one information recipient.

16. The system of claim 13, wherein the tracer is one of a web beacon, a tracking bug, a pixel tag, a web bug, or a clear GIF.

17. The system of claim 13, further comprising configuring the tracer to access an information distribution server upon viewing of the electronic notification instrument.

18. The system of claim 17, further comprising a recording engine for recording an identity of a recipient viewing the electronic notification instrument.

19. The system of claim 13, further comprising a tracer history at the information distributor.

20. The system of claim 13, further comprising receiving information from at least one information source and validating and verifying the information prior to preparing the electronic notification instrument.

21. The system of claim 13, further comprising a policy management engine setting policy management rules regarding circulation of the electronic notification instrument pushed by a notification distributor.

22. The system of claim 21, wherein the policy management rules contain at least one of confidentiality settings and privacy settings.

23. The system of claim 21, wherein the policy management rules are set by the information distributor.

24. The system of claim 21, wherein the policy management rules are set by an information client.