Detecting unauthorized card skimmers

• US 9,767,422 B2
• Filed: 03/12/2014
• Issued: 09/19/2017
• Est. Priority Date: 03/12/2013
• Status: Active Grant

• Current Assignee: Diebold Nixdorf, Incorporated
• Original Assignee: Diebold Self-Service Systems (Diebold Nixdorf, Incorporated)
• Inventors: Ray, Greg, Lewis, David, Jenkins, Randall W., Block, Jim, Ma, Songtao, Ramachandran, Natarajan, Enright, Jeffery M., Pettitt, James
• Primary Examiner(s): Khattar, Rajesh
• Application Number:
  US14/206,429
• Publication Number:
  US 20140372305A1
• Time in Patent Office: 1,287 Days
• CPC Class Codes: G06Q 10/06 Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
• CPC Class Codes: G07F 19/2055 Anti-skimming aspects at ATMs

Abstract

In an example embodiment, an automated banking machine that includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. The arrangement allows for the machine'"'"'s card slot bezel to be frequently exchanged for a differently configured card slot bezel, where the bezel configuration is displayed to a potential user.

Claims

1. A tangible, non-transitory computer readable medium of instructions for execution by a processor and when executed operable to:

obtain data representative of a bezel associated with an automated banking machine, the data representative of the bezel comprises data representative of an image for the bezel;

display, based on the data representative of the for the bezel, an image of the bezel on a display associated with the automated banking machine;

display on the display associated with the automated banking machine instructions on requesting a user of the automated banking machine verify a bezel mounted on the automated banking machine matches the displayed image;

obtain, via a user interface, an input from the user of the automated banking machine that indicates whether the displayed image of the bezel matches the bezel mounted on the automated banking machine;

cause a randomly generated code to be displayed on a display associated with the bezel;

cause the randomly generated code to be displayed on the display associated with the automated banking machine;

obtain data representative of an input from a user associated with the automated banking machine indicating whether the code displayed on the bezel matches the code displayed on the display; and

disable the automated banking machine responsive to the input from the user indicating that the code displayed on the display does not match the code displayed on the bezel mounted on the automated banking machine.

2. The computer readable medium set forth in claim 1, the instructions to obtain data representative of a bezel associated with the automated banking machine are further operable to send the data representative of the bezel to a remote server.

3. The computer readable medium set forth in claim 2, the instructions to obtain data representative of a bezel associated with the automated banking machine are further operable to receive the image of the bezel from the remote server.

4. The computer readable medium set forth in claim 1, the instructions are further operable to permit a financial transaction to be conducted responsive to the data representative of a confirmation indicating that the displayed image matches the bezel of the automated banking machine.

5. The computer readable medium set forth in claim 1, wherein the image is displayed between user sessions.

6. The computer readable medium set forth in claim 1, wherein the image is displayed in a user welcome screen.

7. The computer readable medium set forth in claim 1, the instructions to obtain data representative of a bezel associated with an automated banking machine are operable to:

send a wireless signal to the bezel requesting bezel data; and

receive from the bezel via a wireless signal the data representative of the bezel data.