Method and system for facilitation of wireless e-commerce transactions

• US 9,779,391 B2
• Filed: 04/25/2011
• Issued: 10/03/2017
• Est. Priority Date: 07/13/2000
• Status: Expired due to Term

• Current Assignee: Aeritas LLC
• Original Assignee: Aeritas LLC
• Inventors: Mamdani, Malik, Grant, Curtis, Johnson, Patrick, Bomar, Kevin, Whatley, Tim
• Primary Examiner(s): Iqbal, Khawar
• Application Number:
  US13/093,135
• Publication Number:
  US 20110202419A1
• Time in Patent Office: 2,353 Days
• Field of Search: 705 4, 705 1438, 705 1437, 705 261, 340 586, 340 52, 235382, 235383, 235375, 23546201, 23546209, 2354621, 4554141
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/32 using wireless devices
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/3274 using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
• CPC Class Codes: G06Q 20/385 using an alias or single-use codes
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 30/0601 Electronic shopping [e-shopping]
• CPC Class Codes: H04L 2463/102 applying security measure for e-commerce data processing systems or methods, specially adapted for e-commerce G06Q30/00
• CPC Class Codes: H04L 63/0861 using biometrical features, e.g. fingerprint, retina-scan cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231
• CPC Class Codes: H04L 67/02 based on web technology, e.g. hypertext transfer protocol [HTTP]
• CPC Class Codes: H04M 2203/105 Financial transactions and auctions, e.g. bidding auctioneering devices in packet switching networks H04L12/1804
• CPC Class Codes: H04M 2203/353 where the information comprises non-audio but is provided over voice channels protocols for multimedia information services per se H04L65/00
• CPC Class Codes: H04M 2207/18 wireless networks
• CPC Class Codes: H04M 3/4938 comprising a voice browser which renders and interprets, e.g. VoiceXML
• CPC Class Codes: H04W 12/06 Authentication

Abstract

A method for facilitating a wireless transaction includes receiving, by a transaction fulfillment system, a transaction request from a transaction requester and verifying an identity of the transaction requester. After verifying the identity of the transaction requester, a transaction code is communicated from the transaction fulfillment system to a wireless communication device. After receiving the transaction code, the transaction code is optically scanned from a visual display of the wireless communication device by the transaction fulfillment system.

Claims

1. A method to facilitate a wireless payment transaction for a product or a service in association with a transaction fulfillment system, comprising:

authenticating a user having an associated wireless communication device, the wireless communication device also configured as a wallet for wireless payments;

authorizing wireless payments with the wireless communication device;

associating the wireless communication device in physical proximity to the transaction fulfillment system, each of the wireless communication device and the transaction fulfillment system having associated therewith a type of low power, short range, digital radio link, wherein at least one low power, short range, digital radio link type is Bluetooth; and

with the wireless communication device in physical proximity to the transaction fulfillment system, completing a wireless payment without requiring transfer of credit card data by sub-steps consisting essentially of;

(i) receiving data over the low power, short range, digital radio link, the data authorizing the wireless payment, (ii) responsive to receipt of the data authorizing the wireless payment, reducing an available inventory of the product or service associated with the wireless payment by removing from the transaction fulfillment system a transaction offering for the product or service associated with the wireless payment such that the product or service is not available for purchase by a second user in a subsequent wireless payment transaction initiated by the second user; and

(iii) providing a code to the wireless communication device indicating that the wireless payment has been completed.

2. The method as described in claim 1 wherein the user is authenticated by a voice print.

3. A transaction fulfillment system to facilitate a wireless payment transaction for a product or a service, comprising:

one or more processors;

one or more computer memories storing computer program instructions operative to;

authenticating a user having an associated wireless communication device, the wireless communication device also configured as a virtual wallet for wireless payments;

authorize wireless payments with the wireless communication device;

associate to the wireless communication device when the wireless communication device is in physical proximity to the transaction fulfillment system, each of the wireless communication device and the transaction fulfillment system having associated therewith a type of low power, short range, digital radio link, wherein at least one low power, short range, digital radio link type is Bluetooth; and

with the wireless communication device in physical proximity to the transaction fulfillment system, complete a wireless payment without requiring transfer of credit card data by sub-steps consisting essentially of;

(i) receiving data over the low power, short range, digital radio link, the data authorizing the wireless payment, (ii) responsive to receipt of the data authorizing the wireless payment, reducing an available inventory of the product or service associated with the wireless payment by removing from the transaction fulfillment system a transaction offering for the product or service associated with the wireless payment such that the product or service is not available for purchase by a second user in a subsequent wireless payment transaction initiated by the second user; and

(iii) providing a code to the wireless communication device indicating that the wireless payment has been completed.

4. The transaction fulfillment system as described in claim 3 wherein the user is authenticated by a voice print.