Business transactions over portable electronic devices with social media filters

• US 9,779,404 B2
• Filed: 10/02/2015
• Issued: 10/03/2017
• Est. Priority Date: 10/22/2004
• Status: Active Grant

• Current Assignee: Smart Cellco, Inc.
• Original Assignee: Smart Cellco, Inc.
• Inventors: Spencer, II, Carroll Alexis
• Primary Examiner(s): HESS, DANIEL A
• Application Number:
  US14/873,601
• Publication Number:
  US 20160027014A1
• Time in Patent Office: 732 Days
• Field of Search: 235380, 235384, 340 101
• CPC Class Codes: G06Q 20/321 using wearable devices
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/3821 Electronic credentials
• CPC Class Codes: G06Q 20/384 using social networks
• CPC Class Codes: G06Q 20/405 Establishing or using transaction specific rules
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 50/01 Social networking
• CPC Class Codes: G06Q 50/34 Betting or bookmaking, e.g. Internet betting
• CPC Class Codes: G07F 7/0886 the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
• CPC Class Codes: H04W 12/06 Authentication
• CPC Class Codes: H04W 4/025 using location based information parameters
• CPC Class Codes: H04W 4/80 Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Abstract

System and methods for conducting wireless mobile business transactions on electronic hand-held device are disclosed. The electronic hand-held device comprises a dedicated communication component, a social media filter, and at least one functional identifier. The dedicated communication component communicates with at least one transceiver when the electronic hand-held device is located within a predetermined proximity of the at least one transceiver. The social media filter filters good or service offerings based on a user'"'"'s desire. The at least one functional identifier is activatable for at least one good or service by a user when the communication is established between the electronic hand-held device and the at least one transceiver and a business transaction for the at least one good or service is initiated on the application server in a secure, user-authorized manner. The business transaction for the at least one good or service is authenticated by a social media provider.

Claims

1. A system for conducting wireless mobile transactions and/or actions on electronic devices comprising:

an electronic device, comprising a dedicated communication component, and at least one functional identifier;

at least one transceiver operable to access an application server and operable to access a social media filter;

at least one locator; and

at least one audio and/or visual input/output component;

wherein the dedicated communication component is operable for communication with the at least one transceiver and/or the at least one audio and/or visual input/output component when the electronic device is located within a proximity of the at least one transceiver and/or the at least one audio and/or visual input/output component;

wherein the social media filter is operable to filter good or service offerings based on a user'"'"'s desire;

wherein each of the at least one functional identifier is dedicated to at least one good or at least one service, and is activatable by a user when the communication is established between the electronic device and the at least one transceiver and/or the at least one audio and/or visual input/output component; and

wherein activation of the at least one functional identifier and/or the at least one audio and/or visual input/output component initiates a business transaction, an action, and/or a transaction for the corresponding at least one good or the corresponding at least one service on the application server in a secure, user-authorized manner without requiring additional user action;

wherein the business transaction, the action and/or the transaction for the at least one good or the at least one service is operable to be authenticated by a social media provider;

wherein the electronic device is encased within, located on, attached on, embedded in, and/or integrated within a housing, wherein the dedicated communication component and the at least one functional identifier are located on, attached on, embedded in, integrated with, and/or within the housing, wherein the housing is operable to be connected with the electronic device electrically and/or communicatively;

wherein input/output to the audio and/or visual input/output component includes 2D bar codes, 3D bar codes, 4D bar codes, visual based recognition, waveform and/or gesture based recognition separately, together and/or in combination;

wherein the at least one transceiver includes a Radio Frequency (RF) transceiver, a Near Field Communications (NFC) transceiver, and/or a Radio Frequency-Zigbee (RF-Zigbee) transceiver;

wherein the at least one locator indicates a location of the electronic device to a third party.

2. The system of claim 1, further including a financial transaction server, and wherein the application server initiates a financial transaction on the financial transaction server.

3. The system of claim 1, wherein the business transaction, the action, the transaction, the at least one service, and/or the at least one good include security clearance, attendance, data linking, location-based services, tracking, service and/or good location, service and/or good tracking, service and/or good authentication, authentication, transaction authentication, identification, proximity-based actions, trigger based functions including audio and/or visual triggered functions, and combinations thereof.

4. The system of claim 1, wherein the business transactions are selected from the group consisting of gaming, gambling, lottery purchases, virtual services, virtual purchases, virtual goods, emulated and virtual currency, virtual NFC and/or EMV capabilities and/or variations and/or virtualized combinations of singular or multiple examples of all specifications and claims and drawing material, rewards, tokens, points, rebates, coupons, prizes, debit transactions, credit transactions, currency exchanges, redemption, audio/visual trigger (or see previous adjectives), monetization therein via advertising and/or information/data linking/and/or subsidization linked to payment and/or prepaid account possibly with the maintenance of a certain balance for said subsidization and combinations thereof.

5. The system of claim 1, wherein the dedicated communication component is operable to identify a user with authorization to pass through a security checkpoint.

6. The system of claim 1, wherein the dedicated communication component is operable to identify the location of the user via a tracking system in communication with the electronic device.

7. The system of claim 1, further including a virtual reality display for displaying the at least one good or the at least one service, wherein the virtual reality display is selected from an augmented reality, an adaptive reality, an optics reality, a virtual reality, a hyper reality environment, a retinal projection, a projection, an organic light emitting diode (OLED), graphene optimized materials, a liquid crystal display (LCD), a light emitting diode (LED), a head-up display (HUD) an optical display, a laser projection, and combinations thereof.

8. The system of claim 1, wherein the at least one functional identifier is in electronic form or in an electronically displayed format on the electronic device.

9. The system of claim 1, wherein the business transaction includes crediting rewards and/or rebates to an account and/or an association of a discount to the account.

10. The system of claim 1, wherein the dedicated communication component is operable to communicate advertising-based feedback to a cloud based ASP service based on the at least one good or the at least one service, wherein the advertising-based feedback includes real time demographic data.

11. The system of claim 10, wherein the advertising-based feedback is created via optical tracking and/or eye tracking.

12. The system of claim 1, wherein the business transaction, action and/or transaction includes linking to a website, linking to a cloud based application service provider (ASP), linking to an application connected to and/or on the Internet, linking to messaging services, linking to a menu, linking to information with an education component, location, tracking, identification and/or data linking to other products, other services, other goods, other media and/or other objects and/or other wireless devices separately, together and/or combined.

13. The system of claim 1, wherein interaction with the at least one functional identifier starts a computer, a radio, a car, or a television.

14. The system of claim 13, wherein interaction with the at least one functional identifier includes retrieval of data associated with the computer, the radio, the car, or the television.

15. The system of claim 1, wherein the housing, the dedicated communication component, the at least one functional identifier, at least one audio and/or visual input/output component, data linking input components, data linking output components, other input components, and other output components are embedded, contained, integrated with, on, within, or made up of distributed, system oriented, or singular materials including natural materials, synthetic materials, plastic, silicon, metal, polymeric material, neoprene, and/or leather separately, together and/or in combination.

16. A method for conducting wireless mobile electronic transactions and/or actions on electronic devices, the method steps comprising:

providing a system for wireless mobile electronic transactions, the system comprising a social media filter, an electronic device, at least one transceiver and an application server;

wherein the electronic device comprises;

a dedicated communication component, at least one audio and/or visual input/output component, and at least one functional identifier;

wherein each of the at least one functional identifier is dedicated to at least one good or at least one service, and wherein the electronic device is encased by a housing, wherein the dedicated communication component and the at least one functional identifier are encased within, located on, attached on, embedded in, and/or integrated within the housing, and wherein the housing is operable to connect with the electronic device electrically and/or communicatively;

the dedicated communication component establishing communication with the at least one transceiver and/or the at least one audio and/or visual input/output component when the electronic device is located within a proximity of the at least one transceiver and/or the at least one audio and/or visual input/output component;

the social media filter filtering good or service offerings based on a user'"'"'s desire;

the user selecting the at least one good or the at least one service by activating the at least one functional identifier and/or the at least one audio and/or visual input/output component;

the electronic device operable to initiate a business transaction, transaction, and/or action for the at least one good or the at least one service on the application server in a secure, user-authorized manner without requiring additional user action; and

a social media provider authenticating the business transaction, transaction and/or action;

wherein input/output to the audio and/or visual input/output component includes 2D bar codes, 3D bar codes, 4D bar codes, visual based recognition, waveform and/or gesture based recognition separately, together and/or in combination; and

wherein the at least one transceiver include a Radio Frequency (RF) transceiver, a Near Field Communications (NFC) transceiver, and/or a Radio Frequency-Zigbee (RF-Zigbee) transceiver separately, together and/or in combination.

17. The method of claim 16, further comprising:

providing a transaction server in communication with the application server; and

initiating a transaction and/or action on a remote server and/or remote servers.

18. The method of claim 16, further comprising:

providing a virtual reality display; and

displaying the at least one good or the at least one service with the virtual reality display.

19. The method of claim 16, further comprising the electric device identifying the user having authorization to perform a predetermined function.

20. The method of claim 16, further comprising identifying a location of an electronic hand-held device via a tracking system in communication with the electronic device.