Methods and systems for authenticating users
First Claim
1. A method for authenticating users comprising:
- determining, by a processor, based on a user request to conduct a transaction, a risk level for the transaction and at least one risk factor related to conditions under which the transaction is requested, the transaction for unlocking an electronic door lock;
determining, based on the transaction risk level and the at least one risk factor, a biometric parameter for authenticating the user;
authenticating the user based on the biometric parameter; and
transmitting a message to the electronic door lock after successfully authenticating the user, the message being an instruction to unlock the door.
2 Assignments
0 Petitions
Accused Products
Abstract
A method of authenticating users to reduce transaction risks includes indicating a desire to conduct a transaction and determining whether the transaction requires access to protected resources. Moreover, the method determines whether inputted information is known, determines a state of a communications device when the inputted information is known, and transmits a biometric authentication request from a server to an authentication system when the state of the communications device is enrolled. Additionally, the method includes validating the communications device, capturing biometric authentication data in accordance with a biometric authentication data capture request with the communications device, biometrically authenticating the user, generating a one-time pass-phrase and storing the one-time pass-phrase on the authentication system when the user is authenticated, comparing the transmitted one-time pass-phrase against the stored one-time pass-phrase, and granting access to the protected resources when the transmitted and stored one-time pass-phrases match.
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Citations
14 Claims
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1. A method for authenticating users comprising:
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determining, by a processor, based on a user request to conduct a transaction, a risk level for the transaction and at least one risk factor related to conditions under which the transaction is requested, the transaction for unlocking an electronic door lock; determining, based on the transaction risk level and the at least one risk factor, a biometric parameter for authenticating the user; authenticating the user based on the biometric parameter; and transmitting a message to the electronic door lock after successfully authenticating the user, the message being an instruction to unlock the door. - View Dependent Claims (2, 3, 4)
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5. A computing device for authenticating users comprising:
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a processor; and a memory configured to store data, said computing device being associated with a network and said memory being in communication with said processor and having instructions stored thereon which, when executed by said processor, cause said computing device to; determine, based on a user request to conduct a transaction, a risk level for the transaction and at least one risk factor related to conditions under which the transaction is requested, the transaction for unlocking an electronic door lock; determine, based on the transaction risk level and the at least one risk factor, a biometric parameter for authenticating the user; authenticate the user based on the biometric parameter; and transmit a message to the electronic door lock after successfully authenticating the user, the message being an instruction to unlock the door. - View Dependent Claims (6, 7, 8, 9, 10, 11)
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12. A computer program recorded on a non-transitory computer-readable recording medium included in a computing device for enhancing accuracy of biometric authentication transaction results, the computer program being comprised of instructions, which when read and executed by the computing device, cause the computing device to:
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determine, based on a user request to conduct a transaction, a risk level for the transaction and at least one risk factor related to conditions under which the transaction is requested, the transaction for unlocking an electronic door lock; determine, based on the transaction risk level and the at least one risk factor, a biometric parameter for authenticating the user; authenticate the user based on the biometric parameter; and transmit a message to the electronic door lock after successfully authenticating the user, the message being an instruction to unlock the door. - View Dependent Claims (13, 14)
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Specification