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Network authentication of multiple profile accesses from a single remote device

  • US 9,787,689 B2
  • Filed: 07/08/2016
  • Issued: 10/10/2017
  • Est. Priority Date: 02/27/2014
  • Status: Active Grant
First Claim
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1. A web server configured for communicating with a communication network and for receiving requests for information from a device communicatively linked to the web server via the communication network, said web server comprising:

  • a memory containing two software tokens and respective two user profiles, said two profiles comprising two separate financial accounts of a single user or financial accounts of two separate users;

    an execution unit coupled to the memory for drawing instructions therefrom and, in response to said instructions, for;

    (i) receiving two one-time passwords in a request message from the device over the same said communication network;

    (ii) determining if correspondence exists between each of the respective two one-time passwords received from the device over the same said communication network and each of the two software tokens stored in the memory; and

    (iii) sending the respective two user profiles when correspondence exists between each of the two one-time passwords and each of the two software tokens.

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