Augmented reality security applications

• US 9,792,594 B1
• Filed: 01/10/2014
• Issued: 10/17/2017
• Est. Priority Date: 01/10/2014
• Status: Active Grant

• Current Assignee: Wells Fargo Bank NA (Wells Fargo & Company)
• Original Assignee: Wells Fargo Bank NA (Wells Fargo & Company)
• Inventors: Bayha, Harlen, Eidam, Kourtney, Luttrell, Jr., Richard Harrison, Vltavsky, Dominik
• Primary Examiner(s): Robinson, Kito R
• Assistant Examiner(s): Tibljas, Shacole
• Application Number:
  US14/151,974
• Time in Patent Office: 1,376 Days
• Field of Search: 705 43
• CPC Class Codes: G02B 2027/0141 characterised by the informative content of the display
• CPC Class Codes: G02B 27/017 Head mounted
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G06T 19/006 Mixed reality object pose determination, tracking or camera calibration for mixed reality G06T7/00
• CPC Class Codes: G06V 40/10 Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
• CPC Class Codes: H04L 63/0861 using biometrical features, e.g. fingerprint, retina-scan cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231

Abstract

A method implemented on an augmented reality electronic device includes an augmented reality electronic device. A wireless connection is established between the augmented reality device and an automated teller machine (ATM). A user of the augmented reality electronic device is authenticated. After the wireless connection is established and after the user is authenticated, a financial transaction is initiated. Financial information is received from the ATM related to the financial transaction. The financial information is displayed on a display screen of the augmented reality electronic device.

Claims

1. A method implemented on an augmented reality electronic device, the method comprising:

establishing a wireless connection between the augmented reality electronic device of a user and an automated teller machine (ATM) having a display screen, the wireless connection being established when the user comes within a predetermined distance of the ATM;

using the augmented reality electronic device, authenticating the user of the augmented reality electronic device, the augmented reality electronic device being a headset comprising a wearable computer and an optical head-mounted display;

after the wireless connection is established and after the user is authenticated;

when the ATM is not being used, completing one or more financial transactions at the ATM for the first user; and

when the ATM is being used by another user;

using the augmented reality electronic device, sending the one or more financial transactions for the user for queueing at a server computer; and

when the ATM is no longer being used, using the augmented reality electronic device, fully executing the one or more financial transactions queued at the server computer at the ATM for the user;

receiving financial information from the ATM related to the one or more financial transactions;

while the wireless connection is established between the augmented reality electronic device of the user and the ATM and the one or more financial transactions are executed at the ATM, displaying non-personal information on the ATM display screen and concurrently displaying personal financial information for the user on the optical head-mounted display of the augmented reality electronic device, the personal financial information for the user not being displayed on the ATM display screen,

wherein the augmented reality electronic device used to authenticate the user is the same augmented reality electronic device on which the financial information is displayed.

2. The method of claim 1, wherein the authentication is performed using a biometric method of authentication.

3. The method of claim 2, wherein the biometric method is one of a facial scan, retinal scan, finger print scan or voice print.

4. The method of claim 1, further comprising displaying a menu of transaction choices on the augmented reality electronic device.

5. The method of claim 4, wherein the menu of transaction choices is received from the ATM via the wireless connection.

6. The method of claim 1, wherein the financial transaction is initiated from the augmented reality electronic device.

7. The method of claim 6, wherein initiating the financial transaction comprises uttering a name for a category of financial transaction.

8. The method of claim 1, wherein the financial transaction is initiated without the use of an ATM card.

9. The method of claim 1, wherein advertising, marketing or account information is displayed on the augmented reality electronic device when the one or more financial transactions are queued.

10. An augmented reality electronic computing device comprising:

a headset comprising a wearable computer and an optical head-mounted display;

a processing unit; and

system memory, the system memory including instructions which, when executed by the processing unit, cause the augmented reality electronic computing device to;

establish a wireless connection between the augmented reality electronic computing device and an automated teller machine (ATM) when a first user of the augmented reality electronic computing device comes within a predetermined distance of the ATM;

authenticate the user of the augmented reality electronic computing device;

after the wireless connection is established and after the first user is authenticated;

when the ATM is not being used, complete one or more financial transactions at the ATM for the first user;

when the ATM is being used by a second user;

send the one or more financial transactions for the first user for queuing at a server computer without fully executing the one or more financial transactions; and

when the ATM is no longer being used by the second user, fully execute at the ATM the one or more financial transactions that are queued at the server computer for the first user;

receive financial information from the ATM related to the one or more financial transactions; and

while the wireless connection is established between the augmented reality electronic computing device and the ATM, display information on the optical head-mounted display of the augmented reality electronic computing device and concurrently display a financial account balance for the user on the ATM.

11. The augmented reality electronic computing device of claim 10, wherein the user is authenticated by a biometric authentication method.