System and method for targeted marketing and consumer resource management
First Claim
1. A method for providing to customers universal access to loyalty programs of a plurality of merchants performed by an enterprise infrastructure comprising one or more processors and non-transitory computer readable memory storing executable instructions, the one or more processors executing the executable instructions to cause the enterprise infrastructure to perform the method comprising:
- receiving by the enterprise infrastructure via a virtual local area network requests from said customers, each request from a customer comprising a request to activate a universal transaction identifier issued to the customer, wherein the universal transaction identifier is one of a plurality of universal transaction identifiers, and in response to each such request, allocating memory on the enterprise infrastructure, the allocated memory defining a personal consumer system account for the customer, and automatically enabling enrolling the customer in at least one of the loyalty programs of the plurality of merchants using the same universal transaction identifier of the customer to enroll the customer in each merchant loyalty program;
thereafterreceiving by the enterprise infrastructure from one of said plurality of merchants special offers for a set of targeted customers who are enrolled in the merchant loyalty program of the one of said plurality of merchants;
identifying by the enterprise infrastructure, subsequent to receiving special offers, a particular customer in the set of targeted customers to be given a targeted discount offer from the special offers based on a recent purchase made by the particular customer; and
storing by the enterprise infrastructure, in response to the identifying, the targeted discount offer in the personal consumer system account of the particular customer.
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0 Petitions
Accused Products
Abstract
Systems and methods are provided for providing targeted marketing to goods and services provides and consumer resource management services to consumers. An example system and method for targeted marketing comprises collecting transaction data from point-of-sale (POS) terminals and using a consumer identifier in the transaction data to access stored information about the consumer. This information may be used to target offers and advertisement to the consumer. In an example system for consumer resource management, a consumer may configure a consumer account on the enterprise infrastructure via a web-site. The consumer may use the consumer account to purchase and configure gift cards that may be used for purchasing goods and services. A universal transaction identifier may be associated with the consumer account and used to purchase goods and services from more than one selected goods and services providers.
177 Citations
21 Claims
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1. A method for providing to customers universal access to loyalty programs of a plurality of merchants performed by an enterprise infrastructure comprising one or more processors and non-transitory computer readable memory storing executable instructions, the one or more processors executing the executable instructions to cause the enterprise infrastructure to perform the method comprising:
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receiving by the enterprise infrastructure via a virtual local area network requests from said customers, each request from a customer comprising a request to activate a universal transaction identifier issued to the customer, wherein the universal transaction identifier is one of a plurality of universal transaction identifiers, and in response to each such request, allocating memory on the enterprise infrastructure, the allocated memory defining a personal consumer system account for the customer, and automatically enabling enrolling the customer in at least one of the loyalty programs of the plurality of merchants using the same universal transaction identifier of the customer to enroll the customer in each merchant loyalty program;
thereafterreceiving by the enterprise infrastructure from one of said plurality of merchants special offers for a set of targeted customers who are enrolled in the merchant loyalty program of the one of said plurality of merchants; identifying by the enterprise infrastructure, subsequent to receiving special offers, a particular customer in the set of targeted customers to be given a targeted discount offer from the special offers based on a recent purchase made by the particular customer; and storing by the enterprise infrastructure, in response to the identifying, the targeted discount offer in the personal consumer system account of the particular customer. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. An enterprise infrastructure for providing to customers universal access to loyalty programs of a plurality of merchants, wherein each customer is issued a respective unique universal transaction identifier, wherein the respective universal transaction identifier is one of a plurality of universal transaction identifiers, the enterprise infrastructure comprising a processor and a memory storing executable instructions, the processor executing the executable instructions to cause the enterprise infrastructure to:
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receive requests from the customers via a virtual local area network to activate their respective universal transaction identifiers, and in response to each such request, allocate memory on a database storage system within the enterprise infrastructure, the allocated memory defining a personal consumer system account for the customer, and automatically enable enrollment of the customer in at least one of the loyalty programs of the plurality of merchants using the same universal transaction identifier of the customer to enroll the customer in each merchant loyalty program;
thereafterreceive from one of said plurality of merchants special offers for a set of targeted customers who are enrolled in the merchant loyalty program of the one of said plurality of merchants; identify, subsequent to receipt of said special offers, a particular customer in the set of targeted customers to be given a targeted discount offer from the special offers based on a recent purchase made by the particular customer; and store, in response to identifying the particular customer, the targeted discount offer in the personal consumer system account of the particular customer in the set of targeted customers. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17)
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18. A non-transitory computer-readable medium having stored thereon instructions which, when executed by a processor, causes an enterprise infrastructure comprising the non-transitory computer readable medium and the processor to:
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receive requests from said customers via a virtual local area network, each request from a customer comprising a request to activate a respective universal transaction identifier issued to the customer, wherein the respective universal transaction identifier is one of a plurality of universal transaction identifiers, and in response to each such request, allocate memory on the database storage system within the enterprise infrastructure, the allocated memory defining a personal consumer system account for the customer, and automatically enable enrollment of the customer in at least one of the loyalty programs of a plurality of merchants using the same universal transaction identifier of the customer to enroll the customer in each merchant loyalty program;
thereafterreceive from one of said plurality of merchants special offers for a set of targeted customers who are enrolled in the merchant loyalty program of the one of said plurality of merchants; identify, subsequent to receipt of said targeted discount offer, a particular customer in the set of targeted customers to be given a targeted discount offer from the special offers based on a recent purchase made by the particular customer; store, in response to identifying the particular customer, the targeted discount offer in the personal consumer system account of the particular customer in the set of targeted customers, wherein the enterprise infrastructure provides to customers universal access to loyalty programs of the plurality of merchants. - View Dependent Claims (19, 20, 21)
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Specification