Point of sale payment method
First Claim
Patent Images
1. A method performed by a first device, the method comprising:
- during a video communication between the first device and a second device that is remote from the first device, transmitting, by the first device to the second device, at least one image of a payment card being used in a payment transaction, the at least one image being recorded and transmitted in real time by way of the video communication only until a real time response is received by the first device indicating recognition, by the second device, of the payment card based on a correspondence between the at least one transmitted image and at least one pre-registered and stored image of the payment card that is accessed by the second device;
transmitting, by the first device to the second device during the video communication with the second device, additional transaction information associated with the payment transaction;
receiving, by the first device from the second device during the video communication and based on the recognition of the payment card and the transmitted additional transaction information, processing information associated with processing the payment transaction using the payment card; and
providing, by the first device and for presentation, the received processing information associated with processing the payment transaction.
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Accused Products
Abstract
The present disclosure describes making a payment transaction between a customer and a merchant using a payment card of the customer including: transmitting details of the payment transaction from a mobile device to a remote server; capturing at least one image of the payment card using the mobile device of the merchant; transmitting the at least one image of the payment card to the remote server; identifying, by the remote server, the merchant and the payment card captured in the at least one image; and implementing the payment transaction between bank accounts of the customer and the merchant.
105 Citations
14 Claims
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1. A method performed by a first device, the method comprising:
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during a video communication between the first device and a second device that is remote from the first device, transmitting, by the first device to the second device, at least one image of a payment card being used in a payment transaction, the at least one image being recorded and transmitted in real time by way of the video communication only until a real time response is received by the first device indicating recognition, by the second device, of the payment card based on a correspondence between the at least one transmitted image and at least one pre-registered and stored image of the payment card that is accessed by the second device; transmitting, by the first device to the second device during the video communication with the second device, additional transaction information associated with the payment transaction; receiving, by the first device from the second device during the video communication and based on the recognition of the payment card and the transmitted additional transaction information, processing information associated with processing the payment transaction using the payment card; and providing, by the first device and for presentation, the received processing information associated with processing the payment transaction. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A first device comprising:
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one or more processors; and a memory communicatively coupled to the one or more processors, the memory storing instructions which, when executed by the one or more processors, cause the one or more processors to perform operations comprising; during a video communication between the first device and a second device that is remote from the first device, transmitting, by the first device to the second device, at least one image of a payment card being used in a payment transaction, the at least one image being recorded and transmitted in real time by way of the video communication only until a real time response is received by the first device indicating recognition, by the second device, of the payment card based on a correspondence between the at least one transmitted image and at least one pre-registered and stored image of the payment card that is accessed by the second device; transmitting, to the second device during the video communication with the second device, additional transaction information associated with the payment transaction; receiving, from the second device during the video communication and based on the recognition of the payment card and the transmitted additional transaction information, processing information associated with processing the payment transaction using the payment card; and providing, for presentation, the received processing information associated with processing the payment transaction. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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Specification