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System and method for accelerating account creation

  • US 9,805,363 B1
  • Filed: 09/04/2013
  • Issued: 10/31/2017
  • Est. Priority Date: 09/04/2012
  • Status: Expired due to Fees
First Claim
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1. A method for performing a secure e-commerce transaction while accelerating user input initiated at a Video Display Device (VDD), said VDD displaying a video program provided by a video program provider, said method comprising:

  • sending an e-commerce transaction request to purchase products/services from at least one product/service provider from said VDD to a T-commerce/multi-media platform in order to initiate said e-commerce transaction;

    detecting identifying information of a user in said e-commerce transaction request by said T-commerce/multi-media platform;

    querying by said T-commerce/multi-media platform a wallet database operating as part of a wallet platform in order to locate a user wallet account of said user stored in said wallet database that is associated with said identifying information detected in said e-commerce transaction request;

    failing to locate said user wallet account associated with said identifying information detected in said e-commerce transaction request by said wallet database operating as part of said wallet platform;

    querying by said wallet platform at least one external data source to locate a data profile associated with said identifying information detected in said e-commerce transaction request;

    receiving by said wallet platform from said at least one external data source acknowledgement that a data profile associated with said identifying information detected in said e-commerce transaction request has been located;

    sending a user authentication request from said wallet platform to said T-commerce/multi-media platform;

    sending said user authentication request from said T-commerce/multi-media platform to said VDD;

    receiving user authentication information from said VDD by said T-commerce/multi-media platform;

    retrieving securely with said user authentication information by said wallet platform from said at least one external data source said data profile information as user account information including external authentication, profile, and/or payment source/method information associated with said user from said at least one external data source such that said user does not have to enter said retrieved external authentication, profile, and/or payment source/method information at said VDD and said user exclusively communicates with said T-commerce/multi-media platform so as to preclude said user from a need to communicate directly with said at least one external data source directly, said at least one external data source being at least one Internet connected application that is external to and separate from said video program provider;

    sending by said wallet platform said user account information of said user to said T-commerce/multi-media platform;

    populating by said T-commerce/multi-media platform an e-commerce transaction form using said user account information;

    sending said e-commerce transaction form from said T-commerce/multi-media platform to said VDD;

    displaying said e-commerce transaction form to said user by said VDD;

    obtaining payment and shipping selections from said user by said VDD based on said e-commerce transaction form displayed to said user by said VDD;

    sending said payment and shipping selections of said user from said VDD to said T-commerce/multi-media platform;

    performing product ordering transactions by said T-commerce/multi-media platform with said at least one product service provider as defined in said e-commerce transaction request through an application adapter connection of said wallet platform to said at least one product/service provider; and

    performing payment transactions by said T-commerce/multi-media platform with said user selected payment selection and with payment data as defined in said e-commerce transaction request through an application adapter connection of said wallet platform to said user selected payment selection.

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