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User-touchscreen interaction analysis authentication system

  • US 9,817,963 B2
  • Filed: 11/10/2011
  • Issued: 11/14/2017
  • Est. Priority Date: 04/10/2006
  • Status: Active Grant
First Claim
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1. A method for authenticating a user participating in an Internet commerce session through a client touchscreen device in communication with an e-commerce transaction system via an Internet Protocol (IP) network, the method comprising the steps of:

  • a computer of the system receiving a request for an e-commerce session related action via the client touchscreen from the user,the computer of the system performing a primary authentication chosen from the group consisting of;

    username-password authentication, security code authentication, PIN (Personal Identification Number) authentication, Credit card or Debit card authentication, call-back authentication and OTP (One Time Password) authentication;

    the computer of the system receiving as part of the requested e-commerce session, user-touchscreen interaction data regarding at least one characteristic of how the user interacted with the touchscreen in the course of the e-commerce session;

    the computer of the system determining, without making user aware of the additional authentication, whether the requested e-commerce session related action requires additional authentication of the user;

    if the requested e-commerce session related action requires additional authentication from the user, the computer of the system analyzing the user touchscreen interaction data to detect behavioral biometrics of the user within the e-commerce session by the steps of;

    locating a user profile associated with the authentication of the user within a database;

    the user profile comprising interaction data derived from analysis of previous user-touchscreen interactions;

    comparing the received user-touchscreen interactions within the requested e-commerce session to interaction data in the user profile to determine a score; and

    if the score meets or exceeds a determined threshold, verifying authentication of the user and sending permission to the client touchscreen to allow the requested e-commerce session related action.

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