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Check cashing with a mobile phone

  • US 9,824,338 B2
  • Filed: 01/24/2017
  • Issued: 11/21/2017
  • Est. Priority Date: 04/05/2006
  • Status: Active Grant
First Claim
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1. A method, comprising:

  • verifying a user of a first remote device is an authorized user;

    receiving data representative of a check from the first remote device;

    verifying the check is valid with a second remote device;

    generating certification data corresponding to the check, the certification data comprises a unique code corresponding to the check responsive to verifying the check is valid;

    sending data representative of the unique code corresponding to the check to a mobile device associated with the user responsive to determining that the check is valid;

    receiving data representative of the check and the unique code from a third remote device;

    verifying the unique code corresponds with the check; and

    authorizing dispensing of cash at the third remote device responsive to verifying that the unique code corresponds to the check.

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