System and method for performing a secure transaction

• US 9,830,594 B2
• Filed: 05/16/2012
• Issued: 11/28/2017
• Est. Priority Date: 05/17/2011
• Status: Active Grant

• Current Assignee: Ping Identity Corporation
• Original Assignee: Ping Identity Corporation
• Inventors: Weiner, Avish Jacob
• Primary Examiner(s): Refai, Sam
• Application Number:
  US14/118,232
• Publication Number:
  US 20140067509A1
• Time in Patent Office: 2,022 Days
• Field of Search: 705 141- 1473
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/382 insuring higher security of transaction
• CPC Class Codes: G06Q 20/387 Payment using discounts or coupons relating to marketing G06Q30/02
• CPC Class Codes: G06Q 20/425 using two different networks, one for transaction and one for security confirmation
• CPC Class Codes: G06Q 30/0215 Including financial accounts
• CPC Class Codes: G06Q 30/0224 based on user history
• CPC Class Codes: G06Q 30/0241 Advertisements

Abstract

A secure transaction system constituted of: a two dimensional platform arranged for variable display; at least one antenna arranged to receive a signal from a contactless element, each of the at least one antenna secured at a fixed location on the two dimensional platform; a transaction server; and a poster communication device in communication with each of the at least one antenna and with the transaction server, the poster communication device arranged to read an identifier of a contactless element juxtaposed with a particular one of the at least one antenna, and transmit the read contactless element identifier and identification information associated with the particular antenna to the transaction server.

Claims

1. A communication system comprising:

a server configured to be operably coupled to;

at least one database, and

a poster communication device that is;

(1) arranged to communicate with the server across a computer network and

(2) operably coupled to near field communication (NFC) antenna that is secured at a fixed location on a poster that is arranged to display information,

the NFC antenna;

(1) being associated with information displayed on the poster and,

(2) related to content stored at the at least one database,

the server arranged to;

(1) receive, on a first communication band, from the poster communication device a request from a mobile device for content associated with information displayed on the poster, the request including

(A) an identifier of a contactless element of a mobile device and

(B) identification information associated with the NFC antenna,

in response to the mobile device being placed in proximity to the NFC antenna such that a signal representing the identifier is transmitted from the contactless element via (NFC) to the poster communication device;

(2) retrieve;

(A) the content from the at least one database based on the identification information, and

(B) address information associated with the mobile device based on the identifier; and

(3) transmit, via a second communication band, the retrieved content associated with the information displayed on the poster to the mobile device based on the retrieved address information and via a pathway not including NFC communication,

the poster communication device arranged to not transmit data associated with the information displayed on the poster to the mobile device via NFC in response to the mobile device being placed in proximity to the NFC antenna.

2. The communication system according to claim 1, wherein the identification information associated with the NFC antenna is stored in a memory associated with the NFC antenna.

3. The communication system according to claim 1, wherein the identification information associated with the NFC antenna is stored in a memory associated with the poster communication device.

4. The communication system according to claim 1, wherein the server is configured to receive from the poster communication device loyalty benefit information associated with the NFC antenna.

5. The communication system according to claim 1, wherein the server is arranged to receive, in response to the contactless element being placed in proximity to a provider associated device and from the provider associated device, both (1) an identifier of the provider associated device and (2) the identifier of the contactless element of the mobile device,

the server arranged to transmit, in response to receiving both the identifier of the contactless element of the mobile device and the identifier of the provider associated device, transaction information associated with the contactless element of the mobile device.

6. The communication system according to claim 5, wherein the transaction information includes loyalty benefits associated with the identifier of the contactless element.

7. The communication system according to claim 1, wherein the server is further configured to be in communication with a provider associated device associated with the identification information of associated with the NFC antenna,

the identification information associated with the NFC antenna being associated with a particular provider product,

the server arranged to transmit to the mobile device at least one of payment options or loyalty benefits responsive to the identification information associated with of the NFC antenna.

8. The communication system according to claim 7, wherein the server is arranged to obtain location information for the mobile device, and to compare the obtained location information for the mobile device with location information associated with the identification information of the NFC antenna, the server further arranged to prevent a transaction when the obtained location information for the mobile device is not consonant with the location information associated with the identification information of the NFC antenna.

9. A method of performing a secure transaction, comprising:

receiving, over a first communication band, at a server and in response to a mobile device being placed in proximity to an antenna associated with information displayed on a poster, both an identifier of a contactless element of a mobile device and identification information associated with the antenna, the identifier of the contactless element being received by the antenna via near field communication (NFC);

retrieving content, at the server, from a database storing the content related to the information displayed on the poster, and based on the antenna identification information;

retrieving at the server, address information associated with the mobile device based on the identifier of the contactless element of the mobile device; and

transmitting, by the server and on a second communication band, the content to the mobile device based on the address information and via a pathway (1) not including the poster communication device and (2) not including NFC, the mobile device not receiving any content related to the information displayed on the poster via NFC with the poster.

10. The method according to claim 9, further comprising:

transmitting loyalty benefit information to the mobile device, the loyalty benefit information being associated with both the information displayed on the poster and the content stored at the database.

11. The method according to claim 9, further comprising:

transmitting to the mobile device, via the second communication band, loyalty benefit information associated with the antenna.

12. The method according to claim 9, further comprising:

reading the identifier of the mobile device contactless element when the contactless element is placed in proximity with a provider associated device;

receiving from the provider associated device both the identifier of the mobile device contactless element and an identifier of the provider associated device in response to the provider associated device being placed in proximity with the contactless element; and

transmitting on the second communication band to the mobile device transaction information in response to the receiving both the identifier of contactless element and the identifier of the provider associated device.

13. The method according to claim 12, wherein the transmitted transaction information includes loyalty benefits associated with the identifier of the contactless element identifier.

14. The method according to claim 9, further comprising:

obtaining location information of the mobile device;

comparing the location information of the mobile device with location information associated with the information displayed on the poster; and

preventing a transaction when the location information of the mobile device is not consonant with the location information associated with the information displayed on the poster.

15. A communication system comprising:

a poster communication device configured to communicate with a server across a computer network; and

a first antenna secured in a first region of a poster platform, and a second antenna secured in a second region of the poster platform, the poster communication device operably coupled to the first antenna and the second antenna,

the first antenna arranged to receive via near field communication (NFC) a first signal from a contactless element of a mobile device, the first antenna being identifiable by first identification information and is associated with first information located in the first region of the poster platform, the first information being related to first content stored at a first database,

the second antenna arranged to receive via NFC a second signal from the contactless element of the mobile device, the second antenna being identifiable by second identification information and is associated with the second information located in the second region of the poster platform, the second information being related to second content stored at the first database,

the poster communication device arranged to read an identifier from the contactless element of the mobile device placed in proximity with the first antenna, and transmit, on a first communication band, the identifier and the first identification information to the server such that the server retrieves (1) the first content from the first database based on the first identification information, and (2) address information associated with the mobile device based on the identifier, and transmits via a second communication band the retrieved first content to the mobile device based on the retrieved address information and via a pathway not including the poster communication device,

the poster communication device arranged to read an identifier from the contactless element of the mobile device placed in proximity with the second antenna, and transmit, on the first communication band, the identifier and the second identification information to the server such that the server retrieves (1) the second content from the second database based on the second identification information, and (2) the retrieved address information associated with the mobile device based on the identifier, and transmits via the second communication band the retrieved second content to the mobile device based on the retrieved address information and via the pathway not including the poster communication device,

the mobile device not receiving any content related to information displayed on the poster via NFC communication with the poster.

16. The communication system of claim 15, wherein the first identification information is stored in a memory associated with the first antenna.

17. The communication system of claim 15, wherein the first identification information is stored in a memory associated with the poster communication device.

18. The communication system of claim 15, wherein the server is further configured to be in communication with a provider associated device having an identifier and arranged to:

detect the identifier of the contactless element when the contactless element is in proximity to the provider associated device; and

transmit, via the first communication band, the detected identifier of the contactless element and the identifier of the provider associated device to the server,

the server arranged to transmit, via the second communication band, transaction information associated with the contactless element to the mobile device in response to receiving the identifier of the contactless element and the identifier of the provider associated device.

19. The communication system of claim 15, wherein the first database and the second database are a single database.