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System for augmenting a retirement score with health information

  • US 9,830,660 B2
  • Filed: 03/20/2015
  • Issued: 11/28/2017
  • Est. Priority Date: 03/20/2015
  • Status: Active Grant
First Claim
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1. A system for determining a projected retirement score, the system comprising:

  • a memory;

    a communication device connected to a distributed network;

    a processing device;

    a software module stored in memory comprising executable instructions that when executed by the processing device, cause the processing device to;

    receive from a health information storage system connected to the distributed network, via the communication device over the distributed network, health information of a user, wherein the health information comprises at least an age of the user and medical treatment history of the user;

    determine a life expectancy of the user based on the health information of the user;

    determine projected allocations of finances for health care of the user based on the health information and the life expectancy of the user;

    receive, from an information system connected to the distributed network, retirement information of the user;

    determine a projected retirement score of the user based at least in part on the life expectancy of the user, a projected cost of health care of the user, and the retirement information, wherein the projected retirement score is an estimate of the user'"'"'s preparedness for retirement at a future predetermined date;

    communicate to a personal computing device connected to the distributed network, via the communication device, the projected retirement score of the user;

    establish a connection with a fitness tracker of the user;

    receive, from the fitness tracker, fitness information of the user;

    update the projected retirement score of the user based on the fitness information of the user;

    in response to receiving the fitness information of the user, prompt the user to perform a fitness activity by (i) causing the fitness tracker to display the updated projected retirement score of the user and a message and (ii) causing the fitness tracker to vibrate;

    cause the fitness tracker of the user to determine a location of the user;

    receive from the fitness tracker of the user the location of the user;

    determine that the user is located proximate to a fitness center based on the location of the user;

    in response to determining that the user is located proximate to a fitness center based on the location of the user, communicate to the fitness tracker of the user an offer to join the fitness center;

    determine that the user has joined the fitness center; and

    update the projected retirement score of the user based on determining that the user has joined the fitness center.

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