Split sensing method
First Claim
1. A computer-implemented method, the method comprising:
- receiving, from an On Board Diagnostic (OBD) cap, a plurality of OBD cap data, the plurality of OBD cap data being generated by the OBD cap and indicating a location of a vehicle in which the OBD cap is located;
generating, by a client computing device, a plurality of client computing device data indicating a location of the client computing device while being located in the vehicle,transmitting, by the client computing device to a data server via a computer network, the plurality of OBD cap data and the plurality of client computing device data as combined data, the combined data including location data that is augmented by acceleration data included in the plurality of OBD cap data such that an accuracy of a location of the vehicle indicated by the plurality of client computing device data is increased due to the OBD cap being mechanically coupled to the vehicle in a stationary position while the OBD cap data is generated;
selecting, via the data server, one or more first data parameters from the plurality of OBD cap data;
selecting, via the data server, one or more second data parameters from the plurality of client computing device data;
determining, via the data server, whether the one or more first data parameters and the one or more second data parameters match one another based upon at least one of (i) the location of the vehicle as indicated by the plurality of OBD cap data matching that of the plurality of client computing device data, or (ii) by correlating timing of the one or more first data parameters to the one or more second data parameters and determining whether the correlation meets a threshold correlation amount; and
flagging, via the data server, an insurance account associated with the OBD cap when the one or more first data parameters and the one or more second data parameters do not match one another.
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Accused Products
Abstract
Client side and server side methods for combining data originating from an On Board Diagnostics (OBD) cap with data originating from a client computing device are presented. The method includes receiving, from a client computing device via a computer network, a plurality of OBD cap data originating from an OBD cap and receiving, from the client computing device via the computer network, a plurality of client computing device data originating from the client computing device. The method also includes selecting, at a processor, a first data parameter from the plurality of OBD cap data and selecting, at the processor, a second data parameter from the plurality of client computing device data. The method further includes analyzing, at the processor, the first data parameter and the second data parameter and flagging, at the processor, an insurance account associated with the OBD device as a result of the analysis.
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Citations
18 Claims
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1. A computer-implemented method, the method comprising:
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receiving, from an On Board Diagnostic (OBD) cap, a plurality of OBD cap data, the plurality of OBD cap data being generated by the OBD cap and indicating a location of a vehicle in which the OBD cap is located; generating, by a client computing device, a plurality of client computing device data indicating a location of the client computing device while being located in the vehicle, transmitting, by the client computing device to a data server via a computer network, the plurality of OBD cap data and the plurality of client computing device data as combined data, the combined data including location data that is augmented by acceleration data included in the plurality of OBD cap data such that an accuracy of a location of the vehicle indicated by the plurality of client computing device data is increased due to the OBD cap being mechanically coupled to the vehicle in a stationary position while the OBD cap data is generated; selecting, via the data server, one or more first data parameters from the plurality of OBD cap data; selecting, via the data server, one or more second data parameters from the plurality of client computing device data; determining, via the data server, whether the one or more first data parameters and the one or more second data parameters match one another based upon at least one of (i) the location of the vehicle as indicated by the plurality of OBD cap data matching that of the plurality of client computing device data, or (ii) by correlating timing of the one or more first data parameters to the one or more second data parameters and determining whether the correlation meets a threshold correlation amount; and flagging, via the data server, an insurance account associated with the OBD cap when the one or more first data parameters and the one or more second data parameters do not match one another. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A computer-implemented method, the method comprising:
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receiving, via a wireless personal area network, first data from an On Board Diagnostic (OBD) cap located in a vehicle, the first data being generated by the OBD cap and indicating a location of the vehicle; recording, via an internal sensor associated with a client computing device, second data indicating a location of the client computing device while being located in the vehicle; combining, via the client computing device, the first data and the second data into third data; transmitting, via the client computing device, the third data to a data server when communication between the OBD cap and the client computing device is established, the third data including location data that is augmented by acceleration data included in the plurality of OBD cap data such that an accuracy of a location of the vehicle indicated by the plurality of client computing device data is increased due to the OBD cap being mechanically coupled to the vehicle in a stationary position while the OBD cap data is generated; determining, via the data server, whether (i) one or more first data parameters associated with the first data, and (ii) one or more second data parameters associated with the second data, match one another based upon at least one of (i) the location of the vehicle as indicated by the plurality of OBD cap data matching that of the plurality of client computing device data, or (ii) by correlating timing of the one or more first data parameters to the one or more second data parameters and determining whether the correlation meets a threshold correlation amount; and flagging, via the data server, an insurance account associated with the OBD cap when the one or more first data parameters and the one or more second data parameters do not match one another. - View Dependent Claims (11, 12, 13, 14, 16)
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15. A computer-implemented method, the method comprising:
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receiving, from an On Board Diagnostic (OBD) cap, a plurality of OBD cap data including OBD acceleration data and OBD Global Positioning System (GPS) data, the plurality of OBD cap data being generated by the OBD cap while located in a vehicle; generating, by a client computing device, a plurality of client computing device data including client computing device acceleration data and client computing device GPS data while being located in the vehicle; transmitting, by the client computing device, the plurality of OBD cap data and the plurality of client computing device data as combined data, the combined data including the Global Positioning System (GPS) data generated by the client computing device that is augmented by acceleration data included in the plurality of OBD cap data such that an accuracy of a location of the vehicle indicated by the plurality of client computing device data is increased due to the OBD cap being mechanically coupled to the vehicle in a stationary position while the OBD cap data is generated; extracting, via one or more processors associated with a data server, the OBD acceleration data and the OBD GPS data from the plurality of OBD cap data; extracting, via one or more processors associated with the data server, client computing device acceleration data and client computing device GPS data from the plurality of client computing device data; determining, via one or more processors associated with the data server, whether the OBD GPS data corresponds to the client computing device GPS data based upon at least one of (i) the location of the vehicle as indicated by the plurality of OBD cap data matching that of the plurality of client computing device data, or (ii) by correlating timing of the OBD acceleration data and the client computing device acceleration data and determining whether the correlation meets a threshold correlation amount; and when it is determined that the OBD GPS data does not correspond to the client computing device GPS data, adjusting, via one or more processors associated with the data server, an insurance premium of a vehicle insurance account associated with the client computing device. - View Dependent Claims (17, 18)
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Specification