Road frustration index risk mapping and mitigation
First Claim
1. A system comprising:
- a vehicle telematics system comprising a sensor sensing a speed of a vehicle;
a computing device comprising;
a processor; and
a non-transitory memory device storing instructions that, when executed by the processor, cause the computing device to;
receive, from the vehicle telematics system, speed information representative of a current vehicle speed;
receive, from a mobile location detection unit, information identifying a road class associated with each of a plurality of route segments upon which the vehicle is travelling;
calculate, in near real-time and based on the speed information and the road class, a first frustration level value associated with a first route segment and a second frustration level value associated with a second route segment, wherein the first frustration level value and the second frustration level value are associated with a driver of the vehicle and wherein the second route segment is an alternate route segment to the first route segment;
output, on a display, a visual representation of the first route segment associated with the first frustration level value and the alternate route segment associated with the second frustration level value; and
communicate, via a network to a remote computing system, information associated with the first route segment and the second route segment, wherein the remote computing system calculates cost information corresponding to insurance coverage for the driver based on road frustration index values associated with a route traveled in the vehicle.
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Accused Products
Abstract
A system for determining a road frustration index value includes a vehicle and a user computing device within the vehicle and a remote computing system, where a telematics system associated with the vehicle senses a speed of the vehicle. The computing device calculates, in near real-time and based on vehicle speed information and the road class of one or more route segments of a travel route, a first frustration level value associated with the driver of the vehicle and identify, based on whether the first frustration level value meets a criterion, an alternate route segment having second frustration level value predicted to be less than the first frustration level value. The remote computing system receives information associated with the first route segment and the alternate route segment and calculates insurance cost based on the road frustration index values associated with a route traveled in the vehicle.
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Citations
20 Claims
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1. A system comprising:
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a vehicle telematics system comprising a sensor sensing a speed of a vehicle; a computing device comprising; a processor; and a non-transitory memory device storing instructions that, when executed by the processor, cause the computing device to; receive, from the vehicle telematics system, speed information representative of a current vehicle speed; receive, from a mobile location detection unit, information identifying a road class associated with each of a plurality of route segments upon which the vehicle is travelling; calculate, in near real-time and based on the speed information and the road class, a first frustration level value associated with a first route segment and a second frustration level value associated with a second route segment, wherein the first frustration level value and the second frustration level value are associated with a driver of the vehicle and wherein the second route segment is an alternate route segment to the first route segment; output, on a display, a visual representation of the first route segment associated with the first frustration level value and the alternate route segment associated with the second frustration level value; and communicate, via a network to a remote computing system, information associated with the first route segment and the second route segment, wherein the remote computing system calculates cost information corresponding to insurance coverage for the driver based on road frustration index values associated with a route traveled in the vehicle. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A system comprising:
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one or more sensors configured to; detect sensor information associated with a vehicle; a first computing device configured to; receive trip request information indicating a destination of trip to be traveled by the vehicle driven by a driver; determine a route for the driver to travel in the vehicle based on the trip request information; receive the sensor information, base map information, vehicle information, driver information, and traffic information, wherein the sensor information comprises attribute information associated with a plurality of route segments; predict a frustration index value for each route segment of the plurality of route segments forming the route based on the base map information, the vehicle information, the driver information, the sensor information, and the traffic information to obtain a plurality of frustration index values; generate a frustration index level map based on the plurality of frustration index values scores and the route for display to the driver on a display; and send, via a communication link to a remote computing device, the plurality of frustration index values scores associated with the route, wherein the remote computing device calculates an insurance cost based on the route. - View Dependent Claims (11)
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12. A computing device comprising:
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a processor; and a non-transitory memory device storing instructions that, when executed by the processor, cause the computing device to; receive, from a vehicle telematics device, speed information representative of a current vehicle speed of a vehicle; receive, from a mobile location detection unit, information identifying a road class associated with each of a plurality of route segments upon which the vehicle is travelling along a route; calculate, in near real-time and based on the speed information and the road class, a first frustration level value associated with a driver of the vehicle; identify, based on whether the first frustration level value meets a criterion, an alternate route segment having second frustration level value predicted to be less than the first frustration level value; generate, a frustration index level map displaying a first route segment associated with the first frustration level value and the alternate route segment having the second frustration level value; display, on a display device, the frustration index level map to a user; and send, via a communication link to a remote computing device, a plurality of frustration index value scores associated with the route, wherein the remote computing device calculates an insurance cost based on the route. - View Dependent Claims (13, 14, 15, 16, 17, 18, 19, 20)
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Specification