×

Card payment apparatus

  • US 9,852,411 B2
  • Filed: 12/28/2012
  • Issued: 12/26/2017
  • Est. Priority Date: 12/26/2012
  • Status: Expired due to Fees
First Claim
Patent Images

1. A card payment apparatus comprising:

  • a USB interface receiving a USB signal from a USB connector, which is inserted into a USB port of a terminal apparatus to be connected and inputs and outputs data;

    an earphone jack connecting part inserted into an earphone jack inserting groove of a portable communication apparatus to be connected;

    a contactless reader sensing first payment information from a contactless card in a state where the contactless card is not contacted;

    a contact reader sensing second payment information from a contact card in a state where the contact card is contacted;

    a card type decoder extracting an identifying code included in the first payment information or the second payment information and determining a type of the contact card or the contactless card, if the first payment information or the second payment information sensed from the contact card or the contactless card is decoded;

    a controller transferring the first payment information or the second payment information to the terminal apparatus or the portable communication apparatus, and if a type of a card is decoded by the card type decoder, generating a program activation control signal, which performs a payment process corresponding to the type of a card, to transfer the program activation control signal to the portable communication apparatus or the terminal apparatus;

    a near field communication module transmitting and receiving at least one of the first and the second payment information and the program activation control signal with at least one of the terminal apparatus and the portable communication apparatus by using a near field communication; and

    an application storage part, in which a client program including a plurality of payment applications performing a payment process corresponding to the first payment information or the second payment information is saved,wherein, when the portable communication apparatus or the terminal apparatus is connected to the USB connector or the earphone jack connecting part, the portable communication apparatus or the terminal apparatus downloads the client program saved in the application storage part and automatically executes the client program, and if the program activation control signal is received in a state where the client program is executed, the portable communication apparatus or the terminal apparatus activates one payment application corresponding to the program activation control signal among the payment applications to perform a payment process, andwherein, in at least one of cases that the earphone jack connecting part is connected to the portable communication apparatus, the USB connector is connected to the terminal apparatus or the near field communication module is connected to at least one of the terminal apparatus and the portable communication apparatus by using the near field communication, the controller is changed to a transmitting mode and generates a data transmitting start signal to transmit the data transmitting start signal to at least one of the portable communication apparatus or the terminal apparatus from which the controller receives a token signal.

View all claims
  • 1 Assignment
Timeline View
Assignment View
    ×
    ×