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Systems and methods for providing near field communications

  • US 9,852,419 B2
  • Filed: 09/12/2013
  • Issued: 12/26/2017
  • Est. Priority Date: 09/17/2012
  • Status: Active Grant
First Claim
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1. A mobile device for processing transactions, comprising:

  • a processor;

    a wireless controller; and

    memory storing instructions that, when executed by the processor, perform operations comprising;

    initializing a discovery mode using the wireless controller to detect a contactless payment terminal;

    identifying a near field communication protocol associated with the contactless payment terminal;

    determining whether the identified protocol is supported by an operating system associated with the mobile device;

    based on determining that the identified protocol is not supported by the operating system associated with the mobile device, providing a selection to the user regarding whether or not to use a secure element to perform a transaction; and

    conducting the transaction, using the wireless controller, based at least on the user selection.

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