Wireless devices for storing a financial account card and methods for storing card data in a wireless device
First Claim
1. A wireless device for using card data to complete a transaction, the wireless device comprising:
- one or more processors;
a card reader communicatively connected to the one or more processors and configured to receive card data associated with a card user;
an input device configured to receive first biometric identification data of a first entity; and
a memory configured to;
store the received card data or encrypted data associated with the card data; and
store instructions that are executable by the one or more processors,wherein the one or more processors are configured to execute the stored instructions to perform the operations of;
comparing the received first biometric identification data to user identification data associated with the card user; and
authorizing, based on the comparison, transmission of the card data or the encrypted data to complete the transaction when the user identification data corresponds to the received first biometric data.
2 Assignments
0 Petitions
Accused Products
Abstract
Systems and methods for completing a transaction using biometric identification data received at a wireless device are provided. Card data associated with a card user is received from a card reader communicatively connected to one or more processors in the wireless device. The received card data or encrypted data associated with the card data is stored in a memory of the wireless device. First biometric identification data of a first entity is received from an input device in the wireless device. The one or more processors compare the received first biometric identification data to user identification data associated with the card user, and authorize, based on the comparison, transmission of the card data or the encrypted data to complete for the transaction when the user identification data corresponds to the received first biometric data.
50 Citations
22 Claims
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1. A wireless device for using card data to complete a transaction, the wireless device comprising:
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one or more processors; a card reader communicatively connected to the one or more processors and configured to receive card data associated with a card user; an input device configured to receive first biometric identification data of a first entity; and a memory configured to; store the received card data or encrypted data associated with the card data; and store instructions that are executable by the one or more processors, wherein the one or more processors are configured to execute the stored instructions to perform the operations of; comparing the received first biometric identification data to user identification data associated with the card user; and authorizing, based on the comparison, transmission of the card data or the encrypted data to complete the transaction when the user identification data corresponds to the received first biometric data. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A method for enabling a wireless device to use card data to complete a transaction, the method comprising:
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receiving, from a card reader communicatively connected to the one or more processors in the wireless device, card data associated with a card user; storing, in a memory of the wireless device, the card data or encrypted data associated with the card data; receiving, from an input device in the wireless device, first biometric identification data of a first entity; comparing, by the one or more processors, the received first biometric identification data to user identification data associated with the card user; and authorizing, based on the comparison and by the one or more processors, transmission of the card data or the encrypted data to complete for the transaction when the user identification data corresponds to the received first biometric data. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20, 21, 22)
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Specification