Wireless devices for storing a financial account card and methods for storing card data in a wireless device
First Claim
Patent Images
1. A device configured to authorize purchase transactions wirelessly, the device comprising:
- a wireless communication module;
at least one processor; and
a memory storing instructions that, when executed, cause the at least one processor to;
associate account information for a first financial account with the device;
display at least one image representing one or more financial accounts including the first financial account;
select the first financial account associated with the at least one displayed image; and
enable the device to use the account information, first card data associated with the first financial account, or data associated with the first card data during the purchase transaction based on the selection.
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Accused Products
Abstract
A wireless device is enabled to receive a financial account card that is inserted into a card slot of the wireless device. The wireless device reads card data from the financial account card when it is inserted into the slot and programs an RFID (radio frequency identification) tag or a memory included in the wireless device. The wireless device may then be used to provide payment by transmitting the card data via radio frequency to a nearby RFID reader using the RFID tag. The financial account card may also be ejected from the wireless device and swiped by a magnetic card reader.
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Citations
28 Claims
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1. A device configured to authorize purchase transactions wirelessly, the device comprising:
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a wireless communication module; at least one processor; and a memory storing instructions that, when executed, cause the at least one processor to; associate account information for a first financial account with the device; display at least one image representing one or more financial accounts including the first financial account; select the first financial account associated with the at least one displayed image; and enable the device to use the account information, first card data associated with the first financial account, or data associated with the first card data during the purchase transaction based on the selection. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A method for authorizing purchase transactions with a wireless device, comprising:
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associating first account information for a first financial account with a wireless device; associating second account information for a second financial account with the wireless device; wirelessly receiving, by the wireless device, purchase transaction data reflecting a purchase transaction; automatically selecting, via at least one processor of the wireless device, the first financial account to complete the purchase transaction based on the received purchase transaction data; and wirelessly transmitting, by the wireless device, the first account information, first card data associated with the first financial account, or data associated with the first card data from the wireless device to provide the payment for the purchase transaction. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A method for performing a purchase transaction using a wireless device, comprising:
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associating account information for a first financial account with the wireless device; displaying, on the wireless device, at least one image representing one or more financial accounts including the first financial account; selecting the first financial account associated with the at least one displayed image; and enabling, via at least one processor, the wireless device to use the account information, first card data associated with the first financial account, or data associated with the first card data during the purchase transaction based on the selection. - View Dependent Claims (16, 17, 18, 19, 20, 21, 22)
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23. A wireless device for authorizing purchase transactions wirelessly, comprising:
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at least one processor; and a memory storing instructions that, when executed, cause the at least one processor to; associate first account information for a first financial account with the wireless device; associate second account information for a second financial account with the wireless device; receive purchase transaction data reflecting a purchase transaction; automatically select the first financial account to complete the purchase transaction based on the received purchase transaction data; and wirelessly transmit the first account information, first card data associated with the first financial account, or data associated with the first card data from the wireless device to provide the payment for the purchase transaction. - View Dependent Claims (24, 25, 26, 27, 28)
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Specification