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Health care eligibility verification and settlement systems and methods

  • US 9,898,581 B2
  • Filed: 04/21/2014
  • Issued: 02/20/2018
  • Est. Priority Date: 06/11/2002
  • Status: Active Grant
First Claim
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1. A point-of-care device, comprising:

  • a display;

    a presentation instrument reader that reads a healthcare subscriber identifier and a financial account identifier from a presentation instrument;

    one or more processors; and

    a memory communicatively coupled with and readable by the one or more processors and having stored therein processor-readable instructions which, when executed by the one or more processors, cause the one or more processors to;

    present, via the display, a menu allowing selection from multiple types of transactions, the multiple types of transactions comprising;

    a financial transaction and a healthcare eligibility transaction;

    present, via the display, a first option associated with the financial transaction and a second option associated with the healthcare eligibility transaction, wherein the first option and second option are presented simultaneously;

    receive a first selection of the healthcare eligibility transaction from the multiple types of transactions presented as part of the menu;

    receive the healthcare subscriber identifier associated with a patient via the presentation instrument reader;

    transmit a first message comprising the healthcare subscriber identifier via a settlement network to a host system initiating the healthcare eligibility transaction;

    receive, in response to the first message, via the settlement network from the host system, an accepted eligibility receipt that indicates a co-pay amount corresponding to a healthcare service;

    receive a second selection of the financial transaction from the multiple types of transactions presented as part of the menu;

    receive the financial account identifier via the presentation instrument reader;

    transmit a second message comprising the financial account identifier via the settlement network to the host system initiating a financial transaction; and

    a printer that prints a healthcare eligibility receipt and a financial transaction receipt.

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