Health care eligibility verification and settlement systems and methods
First Claim
Patent Images
1. A point-of-care device, comprising:
- a display;
a presentation instrument reader that reads a healthcare subscriber identifier and a financial account identifier from a presentation instrument;
one or more processors; and
a memory communicatively coupled with and readable by the one or more processors and having stored therein processor-readable instructions which, when executed by the one or more processors, cause the one or more processors to;
present, via the display, a menu allowing selection from multiple types of transactions, the multiple types of transactions comprising;
a financial transaction and a healthcare eligibility transaction;
present, via the display, a first option associated with the financial transaction and a second option associated with the healthcare eligibility transaction, wherein the first option and second option are presented simultaneously;
receive a first selection of the healthcare eligibility transaction from the multiple types of transactions presented as part of the menu;
receive the healthcare subscriber identifier associated with a patient via the presentation instrument reader;
transmit a first message comprising the healthcare subscriber identifier via a settlement network to a host system initiating the healthcare eligibility transaction;
receive, in response to the first message, via the settlement network from the host system, an accepted eligibility receipt that indicates a co-pay amount corresponding to a healthcare service;
receive a second selection of the financial transaction from the multiple types of transactions presented as part of the menu;
receive the financial account identifier via the presentation instrument reader;
transmit a second message comprising the financial account identifier via the settlement network to the host system initiating a financial transaction; and
a printer that prints a healthcare eligibility receipt and a financial transaction receipt.
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Abstract
Devices, systems, and methods for processing healthcare and financial transactions are provided. A point-of-care terminal for processing a healthcare transaction by a healthcare provider includes a reader configured to read information from a healthcare eligibility and settlement presentation instrument associated with a patient, and a processor configured to process a healthcare transaction based on the information, wherein the healthcare transaction includes at least one of a healthcare eligibility verification transaction and a healthcare settlement transaction.
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Citations
15 Claims
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1. A point-of-care device, comprising:
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a display; a presentation instrument reader that reads a healthcare subscriber identifier and a financial account identifier from a presentation instrument; one or more processors; and a memory communicatively coupled with and readable by the one or more processors and having stored therein processor-readable instructions which, when executed by the one or more processors, cause the one or more processors to; present, via the display, a menu allowing selection from multiple types of transactions, the multiple types of transactions comprising;
a financial transaction and a healthcare eligibility transaction;present, via the display, a first option associated with the financial transaction and a second option associated with the healthcare eligibility transaction, wherein the first option and second option are presented simultaneously; receive a first selection of the healthcare eligibility transaction from the multiple types of transactions presented as part of the menu; receive the healthcare subscriber identifier associated with a patient via the presentation instrument reader; transmit a first message comprising the healthcare subscriber identifier via a settlement network to a host system initiating the healthcare eligibility transaction; receive, in response to the first message, via the settlement network from the host system, an accepted eligibility receipt that indicates a co-pay amount corresponding to a healthcare service; receive a second selection of the financial transaction from the multiple types of transactions presented as part of the menu; receive the financial account identifier via the presentation instrument reader; transmit a second message comprising the financial account identifier via the settlement network to the host system initiating a financial transaction; and a printer that prints a healthcare eligibility receipt and a financial transaction receipt. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A method for conducting a health care transaction, the method comprising:
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presenting, by a point-of-care device, a menu allowing selection from multiple types of transactions, the multiple types of transactions comprising;
a financial transaction and a healthcare eligibility transaction, wherein presentation of the multiple types of transactions occurs simultaneously and the point-of-care device comprises a presentation instrument reader configured to read a healthcare subscriber identifier and a financial account identifier from a presentation instrument;presenting, by a point-of-care device, a first option associated with the financial transaction and a second option associated with the healthcare eligibility transaction, wherein the first option and second option are presented simultaneously; receiving, by the point-of-care device, a selection of the healthcare eligibility transaction from the multiple types of transactions; receiving, by the point-of-care device via the presentation instrument reader, the healthcare subscriber identifier associated with a patient; transmitting, by the point-of-care device, via a settlement network, a first message to a host system that comprises the healthcare subscriber identifier initiating the healthcare eligibility transaction; receiving, by the point-of-care device, via the settlement network, in response to the first message, an accepted eligibility receipt that indicates a co-pay amount corresponding to a healthcare service; receiving, by the point-of-care device, a second selection of the financial transaction from the multiple types of transactions; receiving, by the point-of-care device, the financial account identifier via the presentation instrument reader; transmitting, by the point-of-care device, a second message comprising the financial account identifier via the settlement network to the host system initiating a financial transaction; and print with a printer a healthcare eligibility receipt and a financial transaction receipt. - View Dependent Claims (8, 9, 10, 11, 12)
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13. A non-transitory processor-readable medium comprising processor-readable instructions configured to cause one or more processors of a point-of-care device that comprises a printer, and a presentation instrument reader configured to read a healthcare subscriber identifier and a financial account identifier from a presentation instrument to:
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cause presentation of a menu allowing selection from multiple types of transactions, the multiple types of transactions comprising;
a financial transaction and a healthcare eligibility transaction;cause presentation of a first option associated with the financial transaction and a second option associated with the healthcare eligibility transaction, wherein the first option and second option are presented simultaneously; receive a selection of the healthcare eligibility transaction from the multiple types of transactions presented as part of the menu; receive the healthcare subscriber identifier associated with a patient, the identifier being received via a presentation instrument reader device; transmit a first message comprising the healthcare subscriber via a credit card processing network to a host system initiating the healthcare eligibility transaction; receive, in response to the first message, via the credit card processing network, an accepted eligibility receipt that indicates a co-pay amount corresponding to a healthcare service; receive a second selection of the financial transaction from the multiple types of transactions presented as part of the menu; receive the financial account identifier via the presentation instrument reader; transmit a second message comprising the financial account identifier via the settlement network to the host system initiating a financial transaction; and print with the printer a healthcare eligibility receipt and a financial transaction receipt. - View Dependent Claims (14, 15)
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Specification