Digital safety and account discovery
First Claim
Patent Images
1. A cyber-security system comprising a cyber-security account analysis system and a cyber-security data processing system, wherein the cyber-security system includes:
- a processor;
a memory unit storing computer-executable instructions, which when executed by the processor, cause the cyber-security data processing system to;
generate a consumer profile based on consumer information;
scan a consumer device to determine potential security threats;
associate the consumer device and results of the scan with the generated consumer profile;
wherein the cyber-security account analysis system is configured to;
monitor at least one email account;
determine source information for each email correspondence in the monitored at least one email account;
based on the determined source information for each email correspondence, generate a separate list of financial institutions associated with a consumer;
determine for each email correspondence a likelihood that each email correspondence represents a subscription of the consumer;
based on the determined likelihood that each email correspondence represents a subscription of the consumer, generate a list of subscriptions associated with the consumer; and
recommend closing accounts and subscriptions associated with the consumer based on security recommendations related to at least account inactivity, the accounts associated with the consumer determined based on at least one of the generated separate list of financial institutions associated with the consumer and the generated list of the subscriptions associated with the consumer.
1 Assignment
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Accused Products
Abstract
Methods, computer-readable media, software, and apparatuses may assist a consumer in keeping track of a consumer'"'"'s accounts in order to prevent unauthorized access or use of the consumer'"'"'s identified subscription and financial accounts. The discovered subscriptions and financial accounts may be displayed to the consumer along with recommendations and assistance for closing unused or unwanted financial accounts and subscriptions to prevent unauthorized access or use.
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Citations
18 Claims
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1. A cyber-security system comprising a cyber-security account analysis system and a cyber-security data processing system, wherein the cyber-security system includes:
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a processor; a memory unit storing computer-executable instructions, which when executed by the processor, cause the cyber-security data processing system to; generate a consumer profile based on consumer information; scan a consumer device to determine potential security threats; associate the consumer device and results of the scan with the generated consumer profile; wherein the cyber-security account analysis system is configured to; monitor at least one email account; determine source information for each email correspondence in the monitored at least one email account; based on the determined source information for each email correspondence, generate a separate list of financial institutions associated with a consumer; determine for each email correspondence a likelihood that each email correspondence represents a subscription of the consumer; based on the determined likelihood that each email correspondence represents a subscription of the consumer, generate a list of subscriptions associated with the consumer; and recommend closing accounts and subscriptions associated with the consumer based on security recommendations related to at least account inactivity, the accounts associated with the consumer determined based on at least one of the generated separate list of financial institutions associated with the consumer and the generated list of the subscriptions associated with the consumer. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A method comprising:
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monitoring at least one email account; determining source information for each email correspondence in the monitored at least one email account; based on the determined source information for each email correspondence, generating a separate list of financial institutions associated with a consumer; determining for each email correspondence a likelihood that each email correspondence represents a subscription of the consumer; based on the determined likelihood that each email correspondence represents a subscription of the consumer, generating a list of subscriptions associated with the consumer; and recommending closing accounts associated with consumer based on security recommendations related to at least account inactivity, the accounts associated with the consumer determined based on at least one of the generated separate list of financial institutions associated with the consumer and the generated list of the subscriptions associated with the consumer. - View Dependent Claims (9, 10, 11, 12)
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13. A cyber-security system comprising a cyber-security account analysis system, wherein the cyber-security system includes:
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a processor; a memory unit storing computer-executable instructions, which when executed by the processor, cause the cyber-security account analysis system to; monitor at least one email account; determine source information for each email correspondence in the monitored at least one email account; based on the determined source information for each email correspondence, generate a separate list of financial institutions associated with a consumer; determine for each email correspondence a likelihood that each email correspondence represents a subscription of the consumer; based on the determined likelihood that each email correspondence represents a subscription of the consumer, generate a list of subscriptions associated with the consumer; recommend closing accounts and subscriptions associated with the consumer based on security recommendations related to at least account inactivity, the accounts associated with the consumer determined based on at least one of the generated separate list of financial institutions associated with the consumer and the generated list of the subscriptions associated with the consumer. - View Dependent Claims (14, 15, 16, 17, 18)
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Specification