Transaction security apparatus and method
First Claim
1. A transaction security apparatus, comprising:
- an input device or a receiver, wherein the input device inputs, or the receiver receives, transaction information regarding a transaction on or involving an account;
a camera or a video recording device, wherein the camera or the video recording device obtains or records a photograph or a video clip of an individual involved in the transaction;
a processing device, wherein the processing device processes the information regarding the transaction and generates a notification message, wherein the notification message contains information regarding the transaction; and
a transmitter, wherein the transmitter transmits the notification message to a communication device associated with an account holder, and further wherein the notification message is transmitted to the communication device independently of any processing of the transaction by the transaction authorization processing computer,wherein the photograph or the video clip is transmitted to the communication device independently of any processing of the transaction by the transaction authorization processing computer.
1 Assignment
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Accused Products
Abstract
A transaction security apparatus, including an input device or receiver for inputting or receiving transaction information regarding a transaction on or involving an account, a camera or video recording device for obtaining or recording a photograph or video clip of an individual involved in the transaction, a processing device for processing the information regarding the transaction and for generating a notification message containing information regarding the transaction, and a transmitter for transmitting the notification message to a communication device associated with an account holder independently of any processing of the transaction by a transaction authorization processing computer. The apparatus transmits the photograph or the video clip to the communication device independently of any processing of the transaction by a transaction authorization processing computer.
212 Citations
32 Claims
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1. A transaction security apparatus, comprising:
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an input device or a receiver, wherein the input device inputs, or the receiver receives, transaction information regarding a transaction on or involving an account; a camera or a video recording device, wherein the camera or the video recording device obtains or records a photograph or a video clip of an individual involved in the transaction; a processing device, wherein the processing device processes the information regarding the transaction and generates a notification message, wherein the notification message contains information regarding the transaction; and a transmitter, wherein the transmitter transmits the notification message to a communication device associated with an account holder, and further wherein the notification message is transmitted to the communication device independently of any processing of the transaction by the transaction authorization processing computer, wherein the photograph or the video clip is transmitted to the communication device independently of any processing of the transaction by the transaction authorization processing computer. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19)
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20. A transaction security apparatus, comprising:
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a camera or a video recording device, wherein the camera or the video recording device obtains or records a photograph or a video clip of an individual involved in a transaction on or involving an account; a processing device, wherein the processing device processes information regarding the transaction, and further wherein the processing device generates a notification message, wherein the notification message contains information regarding the transaction; and a transmitter, wherein the transmitter transmits the notification message to a communication device associated with an account holder, wherein the notification message is transmitted to the communication device independently of any processing of the transaction by the transaction authorization processing computer, wherein the apparatus transmits the photograph or the video clip to the communication device associated with an account holder independently of any processing of the transaction by the transaction authorization processing computer. - View Dependent Claims (21, 22)
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23. A transaction security apparatus, comprising:
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a camera or a video recording device, wherein the camera or the video recording device obtains or records a photograph or a video clip of an individual involved in a transaction on or involving an account; a processing device, wherein the processing device processes information regarding the transaction, wherein the processing device is specially programmed to, and generates, a notification message containing information regarding the transaction; a transmitter, wherein the transmitter transmits the notification message to a communication device associated with an account holder, wherein the notification message is transmitted independently of any processing of the transaction by a transaction authorization processing computer; and a server computer, wherein the server computer is specially programmed to receive and store information regarding the transaction, and further wherein the server computer is specially programmed to store information regarding multiple transactions for multiple accounts, wherein the apparatus is specially programmed to transmit the photograph or the video clip to the communication device associated with the account holder independently of any processing of the transaction by the transaction authorization processing computer, and further wherein the apparatus is specially programmed to transmit the photograph or the video clip along with the notification message, and further wherein information regarding the transaction and the photograph or the video clip is transmitted to, received by, and stored in, the server computer. - View Dependent Claims (24, 25, 26, 27, 28, 29, 30, 31, 32)
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Specification