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User profile and geolocation for efficient transactions

  • US 9,916,608 B1
  • Filed: 12/21/2012
  • Issued: 03/13/2018
  • Est. Priority Date: 03/23/2010
  • Status: Active Grant
First Claim
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1. One or more non-transitory computer-readable storage media storing computer-executable instructions that, when executed by one or more processors, instruct a computing device to perform acts comprising:

  • detecting that a mobile device of a user is present within a predetermined proximity of a merchant location based at least in part on a determination that location data of the mobile device indicates that the mobile device has been within a distance range from the merchant location for a time period, wherein the location data is available based at least in part on sensor data of the mobile device, and wherein the distance range and the time period are pre-defined based at least in part on the merchant location;

    determining if the user has designated the merchant, in a user profile of the user, as a trusted merchant based at least in part on the mobile device being within the predetermined proximity of the merchant location, wherein the trusted merchant is preauthorized by the user to implement a transaction with the user based at least in part on preference data of the user, the preference data stored in the user profile; and

    when the user has designated the merchant as a trusted merchant;

    logging in to the merchant;

    sharing information about the user of the mobile device with the merchant, the information comprising a user identifier associated with the mobile device; and

    completing a purchase transaction between the merchant and the user by at least identifying the preference data from the user profile based at least in part on the user identifier and using the preference data at least partly in response to detecting that the mobile device is present within the predetermined proximity of the merchant location, wherein the purchase transaction comprises an automatic selection of a good or service indicated in the preference data for purchase from the merchant, and wherein completing the transaction comprises automatically providing, to the merchant, payment information for the purchase transaction based at least in part on the merchant being preauthorized to implement the transaction.

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