Mobile insurance platform system
First Claim
1. A method of electronically generating an insurance request message at a mobile client device and transmitting the insurance request message to an insurance provider server remote from the mobile client device, comprising:
- clustering a group of independent computer network servers such that they operate and appear to a mobile client device as a single insurance server when accessed across a communication network;
processing mobile content through an adaptive transmission controller configured to optimize the mobile content to a plurality of screen sizes including the screen size and resolution, and operating system, of the mobile client device;
receiving image data at the mobile client device;
receiving user identifying information at the mobile client device in response to a request transmitted from a native application resident to the mobile client device;
processing insurable property information automatically generated at the mobile client device, the insurable property information extracted from the image data by the native application at the mobile client device corresponding to an insurable property item;
generating the insurance request message based on the received user identifying information and the extracted insurable property information;
identifying a synchronization object that activates a mobile client to communicate directly with a second mobile client responsive to a disruption of a network connection; and
transmitting the insurable request message to an insurance server, where the insurance server is remote from the mobile client device.
1 Assignment
0 Petitions
Accused Products
Abstract
A mobile insurance architecture includes a wireless communication interface that connects mobile client devices to wireless networks. An insurance server cluster that includes a group of independent network servers operates and appears to mobile client devices as if the group of independent network servers were a single computer server. An adaptive transmission controller communicates with the insurance server cluster and processes content in multiple mobile formats that may be optimized to the screen sizes of the mobile client devices. The insurance server cluster responds to native application clients resident to the mobile client devices. The native application clients contain code stored on a non-transitory media that render insurance quoting services, insurance claims services, on-line insurance policy services, usage based insurance services, mobile monitoring services, or insurance agency management services.
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Citations
14 Claims
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1. A method of electronically generating an insurance request message at a mobile client device and transmitting the insurance request message to an insurance provider server remote from the mobile client device, comprising:
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clustering a group of independent computer network servers such that they operate and appear to a mobile client device as a single insurance server when accessed across a communication network; processing mobile content through an adaptive transmission controller configured to optimize the mobile content to a plurality of screen sizes including the screen size and resolution, and operating system, of the mobile client device; receiving image data at the mobile client device; receiving user identifying information at the mobile client device in response to a request transmitted from a native application resident to the mobile client device; processing insurable property information automatically generated at the mobile client device, the insurable property information extracted from the image data by the native application at the mobile client device corresponding to an insurable property item; generating the insurance request message based on the received user identifying information and the extracted insurable property information; identifying a synchronization object that activates a mobile client to communicate directly with a second mobile client responsive to a disruption of a network connection; and transmitting the insurable request message to an insurance server, where the insurance server is remote from the mobile client device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
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14. A non-transitory machine-readable medium encoded with machine-executable instructions, wherein execution of the machine-executable instructions is for:
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clustering a group of independent computer network servers such that they operate and appear to a mobile client device as a single insurance server when accessed across a communication network; processing mobile content through an adaptive transmission controller configured to optimize the mobile content to a plurality of screen sizes including the screen size and resolution, and operating system, of the mobile client device; receiving image data at the mobile client device; receiving user identifying information at the mobile client device in response to a request transmitted from a native application resident to the mobile client device; processing insurable property information automatically generated at the mobile client device, the insurable property information extracted from the image data by the native application at the mobile client device corresponding to an insurable property item; generating the insurance request message based on the received user identifying information and the extracted insurable property information; identifying a synchronization object that activates a mobile client to communicate directly with a second mobile client responsive to a disruption of a network connection; and transmitting the insurable request message to an insurance server, where the insurance server is remote from the mobile client device.
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Specification